Is CGIIX or FCPT a better dividend investment in 2026?

CGIIX currently yields 8.58% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: CGIIX offers higher current income.

What is the dividend yield difference between CGIIX and FCPT?

CGIIX has a forward dividend yield of 8.58% ($4.03/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.53 percentage points.

Home › Compare › CGIIX vs FCPT

CGIIX vs FCPT: Dividend Comparison 2026

CGIIX yields 8.58% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $13.8K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

CGIIX

● Live price

8.58%

Share price

$46.91

Annual div

$4.03

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.3K

Annual income

$1,475.51

Full CGIIX calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CGIIX vs FCPT

📍 FCPT pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGIIX	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGIIX + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGIIX pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGIIX

Annual income on $10K today (after 15% tax)

$729.44/yr

After 10yr DRIP, annual income (after tax)

$1,254.18/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $3,654.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CGIIX + FCPT for your $10,000?

CGIIX: 50%FCPT: 50%

100% FCPT50/50100% CGIIX

Portfolio after 10yr

$42.2K

Annual income

$3,625.39/yr

Blended yield

8.59%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CGIIX

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGIIX buys

FCPT buys

No recent congressional trades found for CGIIX or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGIIXFCPT

Forward yield	8.58% ✓	6.05%
Annual dividend / share	$4.03 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$35.3K	$49.1K ✓
Annual income after 10y	$1,475.51	$5,775.28 ✓
Total dividends collected	$11.7K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CGIIX vs FCPT ($10,000, DRIP)

Year	CGIIX Portfolio	CGIIX Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,558	$858.16	$11,401	$700.92	+$157.00 → CGIIX
2	$13,294	$926.99	$13,064	$864.84	+$230.00 → CGIIX
3	$15,221	$996.47	$15,051	$1,072.48	+$170.00 → CGIIX
4← crossover	$17,353	$1,066.27	$17,442	$1,337.22	$89.00 → FCPT
5	$19,704	$1,136.08	$20,340	$1,677.08	$636.00 → FCPT
6	$22,289	$1,205.59	$23,880	$2,116.57	$1.6K → FCPT
7	$25,123	$1,274.53	$28,241	$2,689.36	$3.1K → FCPT
8	$28,225	$1,342.64	$33,660	$3,442.07	$5.4K → FCPT
9	$31,610	$1,409.70	$40,456	$4,439.95	$8.8K → FCPT
10	$35,298	$1,475.51	$49,063	$5,775.28	$13.8K → FCPT

CGIIX vs FCPT: Complete Analysis 2026

CGIIX — Stock

The fund invests primarily in a diversified portfolio of convertible, equity and fixed-income securities of U.S. companies without regard to market capitalization. The Advisor attempts to utilize these different types of securities to strike, in the investment adviser's opinion, the appropriate balance between risk and reward in terms of growth and income. The average term to maturity of the convertible and fixed-income securities purchased by the fund will typically range from two to ten years.

Full CGIIX Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.