HomeCompareCGIUF vs SCHD

CGIUF vs SCHD: Dividend Comparison 2026

CGIUF yields 10.35% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CGIUF wins by $547285.25M in total portfolio value
10 years
CGIUF
CGIUF
● Live price
10.35%
Share price
$1.66
Annual div
$0.17
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$547285.28M
Annual income
$537,308,894,106.24
Full CGIUF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CGIUF vs SCHD

📍 CGIUF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGIUFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGIUF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGIUF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGIUF
Annual income on $10K today (after 15% tax)
$879.44/yr
After 10yr DRIP, annual income (after tax)
$456,712,559,990.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CGIUF beats the other by $456,712,559,628.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGIUF + SCHD for your $10,000?

CGIUF: 50%SCHD: 50%
100% SCHD50/50100% CGIUF
Portfolio after 10yr
$273642.65M
Annual income
$268,654,447,266.09/yr
Blended yield
98.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGIUF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGIUFSCHD
Forward yield10.35%3.46%
Annual dividend / share$0.17$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$547285.28M$29.0K
Annual income after 10y$537,308,894,106.24$425.95
Total dividends collected$546610.84M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGIUF vs SCHD ($10,000, DRIP)

YearCGIUF PortfolioCGIUF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,769$2,069.28$11,226$346.36+$1.5KCGIUF
2$18,602$4,938.91$12,572$357.38+$6.0KCGIUF
3$33,353$13,448.43$14,046$367.84+$19.3KCGIUF
4$80,757$45,069.96$15,660$377.73+$65.1KCGIUF
5$290,389$203,978.81$17,425$387.07+$273.0KCGIUF
6$1,681,693$1,370,976.46$19,354$395.86+$1.66MCGIUF
7$16,639,709$14,840,297.74$21,461$404.13+$16.62MCGIUF
8$292,270,079$274,465,590.89$23,762$411.89+$292.25MCGIUF
9$9,323,724,113$9,010,995,128.11$26,272$419.15+$9323.70MCGIUF
10$547,285,278,907$537,308,894,106.24$29,010$425.95+$547285.25MCGIUF

CGIUF vs SCHD: Complete Analysis 2026

CGIUFStock

ESR-REIT has been listed on the Singapore Exchange Securities Trading Limited since 25 July 2006. ESR-REIT invests in quality income-producing industrial properties and as at 31 December 2020 holds interest in a diversified portfolio of 57 properties located across Singapore, with a total gross floor area of approximately 15.1 million square feet and an aggregate property value of S$3.1 billion6. The properties are in the following business sectors: Business Park, High-Specs Industrial, Logistics/Warehouse and General Industrial, and are located close to major transportation hubs and key industrial zones island-wide.

Full CGIUF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.