Is CGMRX or XYLD a better dividend investment in 2026?

CGMRX currently yields 8.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CGMRX and XYLD?

CGMRX has a forward dividend yield of 8.90% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.08 percentage points.

Home › Compare › CGMRX vs XYLD

CGMRX vs XYLD: Dividend Comparison 2026

CGMRX yields 8.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CGMRX wins by $10.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CGMRX

● Live price

8.90%

Share price

$22.48

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.0K

Annual income

$1,559.48

Full CGMRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CGMRX vs XYLD

📍 CGMRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGMRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGMRX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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CGMRX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGMRX

Annual income on $10K today (after 15% tax)

$756.23/yr

After 10yr DRIP, annual income (after tax)

$1,325.56/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,410.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CGMRX + XYLD for your $10,000?

CGMRX: 50%XYLD: 50%

100% XYLD50/50100% CGMRX

Portfolio after 10yr

$30.7K

Annual income

$2,389.25/yr

Blended yield

7.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGMRX buys

XYLD buys

No recent congressional trades found for CGMRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGMRXXYLD

Forward yield	8.90%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.0K ✓	$25.3K
Annual income after 10y	$1,559.48	$3,219.02 ✓
Total dividends collected	$12.3K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CGMRX vs XYLD ($10,000, DRIP)

Year	CGMRX Portfolio	CGMRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,590	$889.68	$10,818	$1,098.39	+$772.00 → CGMRX
2	$13,365	$963.65	$11,738	$1,222.51	+$1.6K → CGMRX
3	$15,339	$1,038.54	$12,774	$1,364.64	+$2.6K → CGMRX
4	$17,526	$1,113.96	$13,944	$1,527.86	+$3.6K → CGMRX
5	$19,943	$1,189.57	$15,270	$1,715.87	+$4.7K → CGMRX
6	$22,604	$1,265.03	$16,775	$1,933.09	+$5.8K → CGMRX
7	$25,526	$1,340.02	$18,490	$2,184.87	+$7.0K → CGMRX
8	$28,727	$1,414.27	$20,450	$2,477.63	+$8.3K → CGMRX
9	$32,226	$1,487.50	$22,697	$2,819.19	+$9.5K → CGMRX
10	$36,041	$1,559.48	$25,280	$3,219.02	+$10.8K → CGMRX

CGMRX vs XYLD: Complete Analysis 2026

CGMRX — Stock

The investment seeks to provide a combination of income and long-term growth of capital. The fund invests primarily in equity securities of companies in the real estate industry, including real estate investment trusts. The advisor expects to invest at least 80% of its assets in these securities. It may invest up to 20% of its assets in equity or debt securities of companies outside the real estate industry. The debt and fixed income securities in which the fund may invest may be of any credit quality and of any maturity. It may invest in securities of issuers of any size. The fund may invest in the securities of U.S. and foreign issuers.

Full CGMRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.