HomeCompareCGMU vs JEPI

CGMU vs JEPI: Dividend Comparison 2026

CGMU yields 3.38% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $4.1K in total portfolio value
10 years
CGMU
CGMU
● Live price
3.38%
Share price
$27.15
Annual div
$0.92
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$419.74
Full CGMU calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — CGMU vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGMUJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGMU + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGMU pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGMU
Annual income on $10K today (after 15% tax)
$287.09/yr
After 10yr DRIP, annual income (after tax)
$356.78/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $942.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGMU + JEPI for your $10,000?

CGMU: 50%JEPI: 50%
100% JEPI50/50100% CGMU
Portfolio after 10yr
$26.9K
Annual income
$974.18/yr
Blended yield
3.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGMU buys
0
JEPI buys
0
No recent congressional trades found for CGMU or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGMUJEPI
Forward yield3.38%8.40%
Annual dividend / share$0.92$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.9K$29.0K
Annual income after 10y$419.74$1,528.62
Total dividends collected$3.8K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CGMU vs JEPI ($10,000, DRIP)

YearCGMU PortfolioCGMU Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,038$337.75$11,260$840.19$222.00JEPI
2$12,159$348.41$12,641$907.94$482.00JEPI
3$13,369$358.69$14,150$978.20$781.00JEPI
4$14,673$368.58$15,795$1,050.85$1.1KJEPI
5$16,078$378.08$17,584$1,125.74$1.5KJEPI
6$17,591$387.18$19,526$1,202.74$1.9KJEPI
7$19,218$395.90$21,628$1,281.69$2.4KJEPI
8$20,968$404.23$23,898$1,362.43$2.9KJEPI
9$22,848$412.17$26,347$1,444.79$3.5KJEPI
10$24,867$419.74$28,982$1,528.62$4.1KJEPI

CGMU vs JEPI: Complete Analysis 2026

CGMUStock

The fund’s investment objective is to provide a high level of current income exempt from regular federal income tax, consistent with the preservation of capital.Distinguishing Characteristics The fund will normally invest at least 80% of its assets in, or derive at least 80% of its income from, securities that are exempt from regular federal income tax. The fund invests at least 65% in debt securities rated BBB- or better or Baa3 or better by Nationally Recognized Statistical Rating Organizations designated by the fund's investment adviser, or unrated but determined by the fund's investment adviser to be of equivalent quality.The fund may also invest up to 35% of its assets in debt securities rated BB+ or below and Ba1 or below by Nationally Recognized Statistical Rating Organizations designated by the fund's investment adviser, or unrated but determined by the fund's investment adviser to be of equivalent quality. The fund will invest up to 30% of its assets in securities that may subject you to federal alternative minimum tax.

Full CGMU Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.