Is CGRIF or FCPT a better dividend investment in 2026?

CGRIF currently yields 2.42% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between CGRIF and FCPT?

CGRIF has a forward dividend yield of 2.42% ($0.81/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.63 percentage points.

Home › Compare › CGRIF vs FCPT

CGRIF vs FCPT: Dividend Comparison 2026

CGRIF yields 2.42% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CGRIF wins by $127.3K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

CGRIF

● Live price

2.42%

Share price

$33.65

Annual div

$0.81

5Y div CAGR

52.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.4K

Annual income

$79,187.28

Full CGRIF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CGRIF vs FCPT

📍 CGRIF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGRIF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CGRIF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGRIF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGRIF

Annual income on $10K today (after 15% tax)

$205.57/yr

After 10yr DRIP, annual income (after tax)

$67,309.19/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, CGRIF beats the other by $62,400.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CGRIF + FCPT for your $10,000?

CGRIF: 50%FCPT: 50%

100% FCPT50/50100% CGRIF

Portfolio after 10yr

$112.7K

Annual income

$42,481.28/yr

Blended yield

37.69%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CGRIF

No analyst data

Altman Z

6.0

Piotroski

6/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGRIF buys

FCPT buys

No recent congressional trades found for CGRIF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGRIFFCPT

Forward yield	2.42%	6.05% ✓
Annual dividend / share	$0.81	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	52.1% ✓	15.8%
Portfolio after 10y	$176.4K ✓	$49.1K
Annual income after 10y	$79,187.28 ✓	$5,775.28
Total dividends collected	$146.0K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CGRIF vs FCPT ($10,000, DRIP)

Year	CGRIF Portfolio	CGRIF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,068	$367.84	$11,401	$700.92	$333.00 → FCPT
2	$12,421	$578.72	$13,064	$864.84	$643.00 → FCPT
3	$14,214	$923.25	$15,051	$1,072.48	$837.00 → FCPT
4	$16,711	$1,501.81	$17,442	$1,337.22	$731.00 → FCPT
5← crossover	$20,390	$2,509.82	$20,340	$1,677.08	+$50.00 → CGRIF
6	$26,171	$4,353.27	$23,880	$2,116.57	+$2.3K → CGRIF
7	$35,945	$7,942.47	$28,241	$2,689.36	+$7.7K → CGRIF
8	$53,969	$15,506.87	$33,660	$3,442.07	+$20.3K → CGRIF
9	$90,842	$33,095.26	$40,456	$4,439.95	+$50.4K → CGRIF
10	$176,388	$79,187.28	$49,063	$5,775.28	+$127.3K → CGRIF

CGRIF vs FCPT: Complete Analysis 2026

CGRIF — Stock

Canadian General Investments, Limited is a close ended equity mutual fund launched and managed by Morgan Meighen & Associates Limited. It invests in the public equity markets of Canada. The fund seeks to invest in stocks of companies operating across diversified sectors. It invests in stocks of companies across all market capitalization. The fund employs fundamental analysis with a bottom-up stock picking approach focusing on timely recognition of capital gains and appropriate income generating instruments to create its portfolio. It benchmarks the performance of its portfolio against the S&P/TSX Composite Index. Canadian General Investments, Limited was formed on January 15, 1930 and is domiciled in Ontario, Canada.

Full CGRIF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.