HomeCompareCGRIF vs VYM

CGRIF vs VYM: Dividend Comparison 2026

CGRIF yields 2.42% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CGRIF wins by $148.5K in total portfolio value· pulled ahead in Year 2
10 years
CGRIF
CGRIF
● Live price
2.42%
Share price
$33.65
Annual div
$0.81
5Y div CAGR
52.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.4K
Annual income
$79,187.28
Full CGRIF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CGRIF vs VYM

📍 CGRIF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGRIFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGRIF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGRIF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGRIF
Annual income on $10K today (after 15% tax)
$205.57/yr
After 10yr DRIP, annual income (after tax)
$67,309.19/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CGRIF beats the other by $67,072.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGRIF + VYM for your $10,000?

CGRIF: 50%VYM: 50%
100% VYM50/50100% CGRIF
Portfolio after 10yr
$102.1K
Annual income
$39,732.91/yr
Blended yield
38.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGRIF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGRIFVYM
Forward yield2.42%2.41%
Annual dividend / share$0.81$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR52.1%0%
Portfolio after 10y$176.4K$27.8K
Annual income after 10y$79,187.28$278.55
Total dividends collected$146.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGRIF vs VYM ($10,000, DRIP)

YearCGRIF PortfolioCGRIF Income/yrVYM PortfolioVYM Income/yrGap
1$11,068$367.84$11,151$241.44$83.00VYM
2← crossover$12,421$578.72$12,413$246.79+$8.00CGRIF
3$14,214$923.25$13,794$251.79+$420.00CGRIF
4$16,711$1,501.81$15,306$256.47+$1.4KCGRIF
5$20,390$2,509.82$16,960$260.84+$3.4KCGRIF
6$26,171$4,353.27$18,768$264.92+$7.4KCGRIF
7$35,945$7,942.47$20,745$268.71+$15.2KCGRIF
8$53,969$15,506.87$22,905$272.24+$31.1KCGRIF
9$90,842$33,095.26$25,265$275.51+$65.6KCGRIF
10$176,388$79,187.28$27,842$278.55+$148.5KCGRIF

CGRIF vs VYM: Complete Analysis 2026

CGRIFStock

Canadian General Investments, Limited is a close ended equity mutual fund launched and managed by Morgan Meighen & Associates Limited. It invests in the public equity markets of Canada. The fund seeks to invest in stocks of companies operating across diversified sectors. It invests in stocks of companies across all market capitalization. The fund employs fundamental analysis with a bottom-up stock picking approach focusing on timely recognition of capital gains and appropriate income generating instruments to create its portfolio. It benchmarks the performance of its portfolio against the S&P/TSX Composite Index. Canadian General Investments, Limited was formed on January 15, 1930 and is domiciled in Ontario, Canada.

Full CGRIF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.