HomeCompareCGSD vs XYLD

CGSD vs XYLD: Dividend Comparison 2026

CGSD yields 4.49% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CGSD wins by $1.5K in total portfolio value
10 years
CGSD
CGSD
● Live price
4.49%
Share price
$25.79
Annual div
$1.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$598.33
Full CGSD calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CGSD vs XYLD

📍 CGSD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGSDXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGSD + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGSD pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGSD
Annual income on $10K today (after 15% tax)
$381.47/yr
After 10yr DRIP, annual income (after tax)
$508.58/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,227.59/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGSD + XYLD for your $10,000?

CGSD: 50%XYLD: 50%
100% XYLD50/50100% CGSD
Portfolio after 10yr
$26.1K
Annual income
$1,908.68/yr
Blended yield
7.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGSD buys
0
XYLD buys
0
No recent congressional trades found for CGSD or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGSDXYLD
Forward yield4.49%10.98%
Annual dividend / share$1.16$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K$25.3K
Annual income after 10y$598.33$3,219.02
Total dividends collected$5.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CGSD vs XYLD ($10,000, DRIP)

YearCGSD PortfolioCGSD Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,149$448.78$10,818$1,098.39+$331.00CGSD
2$12,397$467.61$11,738$1,222.51+$659.00CGSD
3$13,751$485.93$12,774$1,364.64+$977.00CGSD
4$15,217$503.74$13,944$1,527.86+$1.3KCGSD
5$16,803$520.98$15,270$1,715.87+$1.5KCGSD
6$18,517$537.65$16,775$1,933.09+$1.7KCGSD
7$20,367$553.73$18,490$2,184.87+$1.9KCGSD
8$22,362$569.21$20,450$2,477.63+$1.9KCGSD
9$24,511$584.07$22,697$2,819.19+$1.8KCGSD
10$26,825$598.33$25,280$3,219.02+$1.5KCGSD

CGSD vs XYLD: Complete Analysis 2026

CGSDStock

The fund’s investment objective is to provide current income, consistent with a short duration profile as described in the prospectus and with the preservation of capital.Distinguishing Characteristics The fund will invest primarily in bonds (bonds include any debt instrument and cash equivalents, and may be represented by derivatives). The fund consists primarily of debt securities rated BBB- (or Baa3) or better by Nationally Recognized Statistical Rating Organizations designated by the fund's investment adviser or unrated but determined to be of equivalent quality by the fund's investment adviser. The fund's average portfolio duration is generally expected to be less than 2 years, but may be up to 3 years. The fund primarily invests in debt securities denominated in U.S. dollars, including securities issued and guaranteed by the U.S. government, securities of corporate issuers, asset-backed securities (securities backed by assets such as auto loans, credit card receivables or other providers of credit), mortgage-backed securities and debt securities issued by government sponsored entities and federal agencies and instrumentalities that are not backed by the full faith and credit of the U.S. government.The fund may invest up to 5% in debt securities rated BB+ or Ba1 or below, but with a minimum rating of BB- (or Ba3). The fund may also invest in futures contracts and swaps, which are types of derivatives. A derivative is a financial contract, the value of which is based on the value of an underlying financial asset (such as a stock, bond or currency), a reference rate or a market index. The fund may invest in inflation-linked bonds issued by U.S. and non-U.S. governments, their agencies or instrumentalities, and corporations. Inflation-linked bonds are structured to protect against inflation by linking the bond's principal and interest payments to an inflation index, such as the Consumer Price Index for Urban Consumers, so that principal and interest adjust to reflect changes in the index.

Full CGSD Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.