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CGSM vs DVY: Dividend Comparison 2026

CGSM yields 3.06% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $677.00 in total portfolio value
10 years
CGSM
CGSM
● Live price
3.06%
Share price
$26.28
Annual div
$0.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$373.31
Full CGSM calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — CGSM vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGSMDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGSM + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGSM pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGSM
Annual income on $10K today (after 15% tax)
$260.47/yr
After 10yr DRIP, annual income (after tax)
$317.31/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, DVY beats the other by $50.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGSM + DVY for your $10,000?

CGSM: 50%DVY: 50%
100% DVY50/50100% CGSM
Portfolio after 10yr
$24.7K
Annual income
$403.10/yr
Blended yield
1.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGSM buys
0
DVY buys
0
No recent congressional trades found for CGSM or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGSMDVY
Forward yield3.06%3.46%
Annual dividend / share$0.81$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$25.0K
Annual income after 10y$373.31$432.91
Total dividends collected$3.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGSM vs DVY ($10,000, DRIP)

YearCGSM PortfolioCGSM Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,006$306.43$11,046$346.43$40.00DVY
2$12,092$315.21$12,177$357.65$85.00DVY
3$13,262$323.65$13,398$368.47$136.00DVY
4$14,522$331.74$14,715$378.89$193.00DVY
5$15,878$339.50$16,134$388.90$256.00DVY
6$17,337$346.92$17,662$398.51$325.00DVY
7$18,904$354.00$19,306$407.71$402.00DVY
8$20,588$360.75$21,074$416.50$486.00DVY
9$22,397$367.19$22,974$424.90$577.00DVY
10$24,338$373.31$25,015$432.91$677.00DVY

CGSM vs DVY: Complete Analysis 2026

CGSMStock

The fund's investment objective is to provide current income exempt from regular federal income tax, consistent with a short duration profile as described in the prospectus and with the preservation of capital.Distinguishing Characteristics The fund will invest at least 80% of its assets in bonds and other debt instruments, including municipal bonds, which are debt obligations that pay interest that is exempt from federal income taxation, with payments made from a wide variety of sources, including governmental revenue streams and private enterprises.The fund will maintain an average portfolio duration that is within 1 year of the average duration of the Bloomberg Municipal Short 1-5 Years Index.The fund will normally invest at least 80% of its assets in, or derive at least 80% of its income from, securities exempt from regular federal income tax. May invest up to 20% of its assets in bonds that fund private, for-profit organizations (also known as private activity bonds) whose interest is subject to the federal alternative minimum tax.

Full CGSM Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.