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CGSM vs RYLD: Dividend Comparison 2026

CGSM yields 3.06% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $20.2K in total portfolio value
10 years
CGSM
CGSM
● Live price
3.06%
Share price
$26.28
Annual div
$0.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$373.31
Full CGSM calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — CGSM vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGSMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGSM + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGSM pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGSM
Annual income on $10K today (after 15% tax)
$260.47/yr
After 10yr DRIP, annual income (after tax)
$317.31/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,881.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGSM + RYLD for your $10,000?

CGSM: 50%RYLD: 50%
100% RYLD50/50100% CGSM
Portfolio after 10yr
$34.4K
Annual income
$1,480.32/yr
Blended yield
4.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGSM buys
0
RYLD buys
0
No recent congressional trades found for CGSM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGSMRYLD
Forward yield3.06%12.14%
Annual dividend / share$0.81$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$44.5K
Annual income after 10y$373.31$2,587.35
Total dividends collected$3.4K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGSM vs RYLD ($10,000, DRIP)

YearCGSM PortfolioCGSM Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,006$306.43$11,914$1,213.65$908.00RYLD
2$12,092$315.21$14,099$1,351.30$2.0KRYLD
3$13,262$323.65$16,580$1,494.55$3.3KRYLD
4$14,522$331.74$19,384$1,642.61$4.9KRYLD
5$15,878$339.50$22,535$1,794.70$6.7KRYLD
6$17,337$346.92$26,063$1,950.00$8.7KRYLD
7$18,904$354.00$29,995$2,107.69$11.1KRYLD
8$20,588$360.75$34,361$2,266.99$13.8KRYLD
9$22,397$367.19$39,194$2,427.12$16.8KRYLD
10$24,338$373.31$44,525$2,587.35$20.2KRYLD

CGSM vs RYLD: Complete Analysis 2026

CGSMStock

The fund's investment objective is to provide current income exempt from regular federal income tax, consistent with a short duration profile as described in the prospectus and with the preservation of capital.Distinguishing Characteristics The fund will invest at least 80% of its assets in bonds and other debt instruments, including municipal bonds, which are debt obligations that pay interest that is exempt from federal income taxation, with payments made from a wide variety of sources, including governmental revenue streams and private enterprises.The fund will maintain an average portfolio duration that is within 1 year of the average duration of the Bloomberg Municipal Short 1-5 Years Index.The fund will normally invest at least 80% of its assets in, or derive at least 80% of its income from, securities exempt from regular federal income tax. May invest up to 20% of its assets in bonds that fund private, for-profit organizations (also known as private activity bonds) whose interest is subject to the federal alternative minimum tax.

Full CGSM Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.