HomeCompareCGSM vs VIG

CGSM vs VIG: Dividend Comparison 2026

CGSM yields 3.06% · VIG yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $8.0K in total portfolio value
10 years
CGSM
CGSM
● Live price
3.06%
Share price
$26.28
Annual div
$0.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$373.31
Full CGSM calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — CGSM vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCGSMVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CGSM + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CGSM pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGSM
Annual income on $10K today (after 15% tax)
$260.47/yr
After 10yr DRIP, annual income (after tax)
$317.31/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, CGSM beats the other by $168.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGSM + VIG for your $10,000?

CGSM: 50%VIG: 50%
100% VIG50/50100% CGSM
Portfolio after 10yr
$28.3K
Annual income
$274.25/yr
Blended yield
0.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGSM buys
0
VIG buys
0
No recent congressional trades found for CGSM or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCGSMVIG
Forward yield3.06%1.61%
Annual dividend / share$0.81$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$32.3K
Annual income after 10y$373.31$175.21
Total dividends collected$3.4K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CGSM vs VIG ($10,000, DRIP)

YearCGSM PortfolioCGSM Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,006$306.43$11,301$160.59$295.00VIG
2$12,092$315.21$12,752$162.91$660.00VIG
3$13,262$323.65$14,370$165.02$1.1KVIG
4$14,522$331.74$16,176$166.93$1.7KVIG
5$15,878$339.50$18,188$168.67$2.3KVIG
6$17,337$346.92$20,432$170.25$3.1KVIG
7$18,904$354.00$22,933$171.68$4.0KVIG
8$20,588$360.75$25,720$172.98$5.1KVIG
9$22,397$367.19$28,827$174.15$6.4KVIG
10$24,338$373.31$32,288$175.21$8.0KVIG

CGSM vs VIG: Complete Analysis 2026

CGSMStock

The fund's investment objective is to provide current income exempt from regular federal income tax, consistent with a short duration profile as described in the prospectus and with the preservation of capital.Distinguishing Characteristics The fund will invest at least 80% of its assets in bonds and other debt instruments, including municipal bonds, which are debt obligations that pay interest that is exempt from federal income taxation, with payments made from a wide variety of sources, including governmental revenue streams and private enterprises.The fund will maintain an average portfolio duration that is within 1 year of the average duration of the Bloomberg Municipal Short 1-5 Years Index.The fund will normally invest at least 80% of its assets in, or derive at least 80% of its income from, securities exempt from regular federal income tax. May invest up to 20% of its assets in bonds that fund private, for-profit organizations (also known as private activity bonds) whose interest is subject to the federal alternative minimum tax.

Full CGSM Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.