Is CGUIF or XYLD a better dividend investment in 2026?

CGUIF currently yields 879.51% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CGUIF offers higher current income.

What is the dividend yield difference between CGUIF and XYLD?

CGUIF has a forward dividend yield of 879.51% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 868.53 percentage points.

Home › Compare › CGUIF vs XYLD

CGUIF vs XYLD: Dividend Comparison 2026

CGUIF yields 879.51% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CGUIF wins by $1.09M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CGUIF

● Live price

879.51%

Share price

$0.23

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.11M

Annual income

$4,837.97

Full CGUIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CGUIF vs XYLD

📍 CGUIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CGUIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CGUIF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CGUIF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CGUIF

Annual income on $10K today (after 15% tax)

$74,758.14/yr

After 10yr DRIP, annual income (after tax)

$4,112.27/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CGUIF beats the other by $1,376.11/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CGUIF + XYLD for your $10,000?

CGUIF: 50%XYLD: 50%

100% XYLD50/50100% CGUIF

Portfolio after 10yr

$569.1K

Annual income

$4,028.49/yr

Blended yield

0.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CGUIF buys

XYLD buys

No recent congressional trades found for CGUIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCGUIFXYLD

Forward yield	879.51% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$1.11M	$25.3K ✓
Annual income after 10y	$4,837.97 ✓	$3,219.02
Total dividends collected	$721.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CGUIF vs XYLD ($10,000, DRIP)

Year	CGUIF Portfolio	CGUIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$54,675	$43,975.37	$10,818	$1,098.39	+$43.9K → CGUIF
2	$170,856	$112,353.74	$11,738	$1,222.51	+$159.1K → CGUIF
3	$346,880	$164,063.97	$12,774	$1,364.64	+$334.1K → CGUIF
4	$526,811	$155,649.55	$13,944	$1,527.86	+$512.9K → CGUIF
5	$674,149	$110,461.18	$15,270	$1,715.87	+$658.9K → CGUIF
6	$787,394	$66,053.66	$16,775	$1,933.09	+$770.6K → CGUIF
7	$878,562	$36,051.12	$18,490	$2,184.87	+$860.1K → CGUIF
8	$958,858	$18,796.88	$20,450	$2,477.63	+$938.4K → CGUIF
9	$1,035,565	$9,586.36	$22,697	$2,819.19	+$1.01M → CGUIF
10	$1,112,892	$4,837.97	$25,280	$3,219.02	+$1.09M → CGUIF

CGUIF vs XYLD: Complete Analysis 2026

CGUIF — Stock

Casino, Guichard-Perrachon S.A. operates as a food retailer in France and internationally. The company operates hypermarkets, supermarkets, shopping centers, and e-commerce sites, as well as convenience, discount, and cash and carry stores. It also offers private label products. In addition, the company is involved in banking, digital marketing and advertising, service station, restaurant, franchise, real estate asset management, property development and trading, rental, banking, and energy-related activities. It operates 10,800 stores. The company was founded in 1898 and is based in Saint-Étienne, France.

Full CGUIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CGUIF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CGUIF vs SCHD CGUIF vs JEPI CGUIF vs O CGUIF vs KO CGUIF vs MAIN CGUIF vs QYLD CGUIF vs JEPQ CGUIF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.