Is CHAQ or SCHD a better dividend investment in 2026?

CHAQ currently yields 23.78% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: CHAQ offers higher current income.

What is the dividend yield difference between CHAQ and SCHD?

CHAQ has a forward dividend yield of 23.78% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 20.32 percentage points.

Home › Compare › CHAQ vs SCHD

CHAQ vs SCHD: Dividend Comparison 2026

CHAQ yields 23.78% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHAQ wins by $62.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHAQ

● Live price

23.78%

Share price

$8.41

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$91.8K

Annual income

$9,904.38

Full CHAQ calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — CHAQ vs SCHD

📍 CHAQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHAQ	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHAQ + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHAQ pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHAQ

Annual income on $10K today (after 15% tax)

$2,021.40/yr

After 10yr DRIP, annual income (after tax)

$8,418.72/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, CHAQ beats the other by $8,056.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHAQ + SCHD for your $10,000?

CHAQ: 50%SCHD: 50%

100% SCHD50/50100% CHAQ

Portfolio after 10yr

$60.4K

Annual income

$5,165.16/yr

Blended yield

8.55%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHAQ buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHAQSCHD

Forward yield	23.78% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$91.8K ✓	$29.0K
Annual income after 10y	$9,904.38 ✓	$425.95
Total dividends collected	$56.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHAQ vs SCHD ($10,000, DRIP)

Year	CHAQ Portfolio	CHAQ Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$13,078	$2,378.12	$11,226	$346.36	+$1.9K → CHAQ
2	$16,900	$2,906.67	$12,572	$357.38	+$4.3K → CHAQ
3	$21,594	$3,510.43	$14,046	$367.84	+$7.5K → CHAQ
4	$27,297	$4,191.89	$15,660	$377.73	+$11.6K → CHAQ
5	$34,160	$4,952.41	$17,425	$387.07	+$16.7K → CHAQ
6	$42,344	$5,792.12	$19,354	$395.86	+$23.0K → CHAQ
7	$52,018	$6,709.96	$21,461	$404.13	+$30.6K → CHAQ
8	$63,363	$7,703.69	$23,762	$411.89	+$39.6K → CHAQ
9	$76,568	$8,769.95	$26,272	$419.15	+$50.3K → CHAQ
10	$91,832	$9,904.38	$29,010	$425.95	+$62.8K → CHAQ

CHAQ vs SCHD: Complete Analysis 2026

CHAQ — Stock

Chardan Healthcare Acquisition 2 Corp. intends to acquire assets and businesses through a merger, share exchange, stock purchase, recapitalization, reorganization, or other similar business combination. The company was founded in 2018 and is based in New York, New York.

Full CHAQ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.