HomeCompareCHBAF vs CL

CHBAF vs CL: Dividend Comparison 2026

CHBAF yields 2.19% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAF wins by $95.99M in total portfolio value
10 years
CHBAF
CHBAF
● Live price
2.19%
Share price
$13.73
Annual div
$0.30
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$96.03M
Annual income
$88,298,281.02
Full CHBAF calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — CHBAF vs CL

📍 CHBAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAF pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAF
Annual income on $10K today (after 15% tax)
$186.42/yr
After 10yr DRIP, annual income (after tax)
$75,053,538.87/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, CHBAF beats the other by $75,048,904.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAF + CL for your $10,000?

CHBAF: 50%CL: 50%
100% CL50/50100% CHBAF
Portfolio after 10yr
$48.04M
Annual income
$44,151,866.36/yr
Blended yield
91.91%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

CHBAF
No analyst data
Altman Z
0.3
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAF buys
0
CL buys
9
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$CL▼ Sell$1,001 - $15,0002025-10-09
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-10-07
Rick Larsen🏢 House$CL▼ Sell$1,001 - $15,0002025-10-06
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$CL▼ Sell$1,001 - $15,0002025-09-11
Tim Moore🏢 House$CL▼ Sell$1,001 - $15,0002025-09-10
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$CL▲ Buy$1,001 - $15,0002025-08-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAFCL
Forward yield2.19%2.44%
Annual dividend / share$0.30$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$96.03M$41.0K
Annual income after 10y$88,298,281.02$5,451.69
Total dividends collected$95.42M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CHBAF vs CL ($10,000, DRIP)

YearCHBAF PortfolioCHBAF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,139$438.63$11,014$313.84+$125.00CHBAF
2$12,832$913.22$12,200$415.44+$632.00CHBAF
3$15,696$1,966.40$13,607$553.09+$2.1KCHBAF
4$21,291$4,496.05$15,301$741.41+$6.0KCHBAF
5$34,181$11,399.32$17,374$1,002.00+$16.8KCHBAF
6$70,780$34,206.62$19,958$1,367.44+$50.8KCHBAF
7$208,134$132,399.49$23,243$1,887.87+$184.9KCHBAF
8$950,425$727,722.11$27,512$2,642.43+$922.9KCHBAF
9$7,228,318$6,211,362.36$33,197$3,759.22+$7.20MCHBAF
10$96,032,581$88,298,281.02$40,973$5,451.69+$95.99MCHBAF

CHBAF vs CL: Complete Analysis 2026

CHBAFStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies, and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of March 31, 2022, it operated 182 offices and 3 money exchange counters in Japan; 3 overseas branches in New York, Hong Kong, and London; and 3 representative offices in Singapore, Shanghai, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAF Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.