HomeCompareCHBAF vs DIVO

CHBAF vs DIVO: Dividend Comparison 2026

CHBAF yields 2.19% · DIVO yields 4.00%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAF wins by $96.00M in total portfolio value
10 years
CHBAF
CHBAF
● Live price
2.19%
Share price
$13.73
Annual div
$0.30
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$96.03M
Annual income
$88,298,281.02
Full CHBAF calculator →
DIVO
DIVO
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DIVO calculator →

Portfolio growth — CHBAF vs DIVO

📍 CHBAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAFDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAF + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAF pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAF
Annual income on $10K today (after 15% tax)
$186.42/yr
After 10yr DRIP, annual income (after tax)
$75,053,538.87/yr
DIVO
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, CHBAF beats the other by $75,052,774.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAF + DIVO for your $10,000?

CHBAF: 50%DIVO: 50%
100% DIVO50/50100% CHBAF
Portfolio after 10yr
$48.03M
Annual income
$44,149,590.11/yr
Blended yield
91.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAF buys
0
DIVO buys
0
No recent congressional trades found for CHBAF or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAFDIVO
Forward yield2.19%4.00%
Annual dividend / share$0.30$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR100%5%
Portfolio after 10y$96.03M$28.0K
Annual income after 10y$88,298,281.02$899.19
Total dividends collected$95.42M$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CHBAF vs DIVO ($10,000, DRIP)

YearCHBAF PortfolioCHBAF Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,139$438.63$11,120$420.00+$19.00CHBAF
2$12,832$913.22$12,357$458.31+$475.00CHBAF
3$15,696$1,966.40$13,721$499.76+$2.0KCHBAF
4$21,291$4,496.05$15,227$544.58+$6.1KCHBAF
5$34,181$11,399.32$16,885$593.02+$17.3KCHBAF
6$70,780$34,206.62$18,713$645.34+$52.1KCHBAF
7$208,134$132,399.49$20,724$701.81+$187.4KCHBAF
8$950,425$727,722.11$22,938$762.73+$927.5KCHBAF
9$7,228,318$6,211,362.36$25,372$828.41+$7.20MCHBAF
10$96,032,581$88,298,281.02$28,047$899.19+$96.00MCHBAF

CHBAF vs DIVO: Complete Analysis 2026

CHBAFStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies, and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of March 31, 2022, it operated 182 offices and 3 money exchange counters in Japan; 3 overseas branches in New York, Hong Kong, and London; and 3 representative offices in Singapore, Shanghai, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAF Calculator →

DIVOETF

DIVO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DIVO shares.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.