HomeCompareCHBAF vs FCPT

CHBAF vs FCPT: Dividend Comparison 2026

CHBAF yields 2.19% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAF wins by $95.98M in total portfolio value· pulled ahead in Year 3
10 years
CHBAF
CHBAF
● Live price
2.19%
Share price
$13.73
Annual div
$0.30
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$96.03M
Annual income
$88,298,281.02
Full CHBAF calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — CHBAF vs FCPT

📍 CHBAF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CHBAF + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAF pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAF
Annual income on $10K today (after 15% tax)
$186.42/yr
After 10yr DRIP, annual income (after tax)
$75,053,538.87/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, CHBAF beats the other by $75,048,629.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAF + FCPT for your $10,000?

CHBAF: 50%FCPT: 50%
100% FCPT50/50100% CHBAF
Portfolio after 10yr
$48.04M
Annual income
$44,152,028.15/yr
Blended yield
91.91%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CHBAF
No analyst data
Altman Z
0.3
Piotroski
7/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAF buys
0
FCPT buys
0
No recent congressional trades found for CHBAF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAFFCPT
Forward yield2.19%6.05%
Annual dividend / share$0.30$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%15.8%
Portfolio after 10y$96.03M$49.1K
Annual income after 10y$88,298,281.02$5,775.28
Total dividends collected$95.42M$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CHBAF vs FCPT ($10,000, DRIP)

YearCHBAF PortfolioCHBAF Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,139$438.63$11,401$700.92$262.00FCPT
2$12,832$913.22$13,064$864.84$232.00FCPT
3← crossover$15,696$1,966.40$15,051$1,072.48+$645.00CHBAF
4$21,291$4,496.05$17,442$1,337.22+$3.8KCHBAF
5$34,181$11,399.32$20,340$1,677.08+$13.8KCHBAF
6$70,780$34,206.62$23,880$2,116.57+$46.9KCHBAF
7$208,134$132,399.49$28,241$2,689.36+$179.9KCHBAF
8$950,425$727,722.11$33,660$3,442.07+$916.8KCHBAF
9$7,228,318$6,211,362.36$40,456$4,439.95+$7.19MCHBAF
10$96,032,581$88,298,281.02$49,063$5,775.28+$95.98MCHBAF

CHBAF vs FCPT: Complete Analysis 2026

CHBAFStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies, and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of March 31, 2022, it operated 182 offices and 3 money exchange counters in Japan; 3 overseas branches in New York, Hong Kong, and London; and 3 representative offices in Singapore, Shanghai, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAF Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.