HomeCompareCHBAY vs CL

CHBAY vs CL: Dividend Comparison 2026

CHBAY yields 2.35% · CL yields 4.00%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAY wins by $131.94M in total portfolio value
10 years
CHBAY
CHBAY
● Live price
2.35%
Share price
$65.00
Annual div
$1.53
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.97M
Annual income
$122,014,828.99
Full CHBAY calculator →
CL
CL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CL calculator →

Portfolio growth — CHBAY vs CL

📍 CHBAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAYCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAY + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAY pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAY
Annual income on $10K today (after 15% tax)
$200.08/yr
After 10yr DRIP, annual income (after tax)
$103,712,604.64/yr
CL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, CHBAY beats the other by $103,711,840.33/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAY + CL for your $10,000?

CHBAY: 50%CL: 50%
100% CL50/50100% CHBAY
Portfolio after 10yr
$66.00M
Annual income
$61,007,864.10/yr
Blended yield
92.44%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

CHBAY
No analyst data
Altman Z
0.3
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+84.9% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAY buys
0
CL buys
9
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$CL▼ Sell$1,001 - $15,0002025-10-09
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-10-07
Rick Larsen🏢 House$CL▼ Sell$1,001 - $15,0002025-10-06
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$CL▼ Sell$1,001 - $15,0002025-09-11
Tim Moore🏢 House$CL▼ Sell$1,001 - $15,0002025-09-10
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$CL▲ Buy$1,001 - $15,0002025-08-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAYCL
Forward yield2.35%4.00%
Annual dividend / share$1.53$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR100%5%
Portfolio after 10y$131.97M$28.0K
Annual income after 10y$122,014,828.99$899.19
Total dividends collected$131.20M$6.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CHBAY vs CL ($10,000, DRIP)

YearCHBAY PortfolioCHBAY Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,171$470.77$11,120$420.00+$51.00CHBAY
2$12,936$982.96$12,357$458.31+$579.00CHBAY
3$15,969$2,127.60$13,721$499.76+$2.2KCHBAY
4$21,996$4,909.29$15,227$544.58+$6.8KCHBAY
5$36,175$12,639.63$16,885$593.02+$19.3KCHBAY
6$77,563$38,855.32$18,713$645.34+$58.9KCHBAY
7$238,710$155,718.05$20,724$701.81+$218.0KCHBAY
8$1,151,203$895,782.77$22,938$762.73+$1.13MCHBAY
9$9,306,547$8,074,760.24$25,372$828.41+$9.28MCHBAY
10$131,972,834$122,014,828.99$28,047$899.19+$131.94MCHBAY

CHBAY vs CL: Complete Analysis 2026

CHBAYStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of June 25, 2021, it operated 186 domestic offices, including 183 branches and 3 money exchange counters; 3 overseas branches in New York, Hong Kong, and London; and 3 overseas representative offices in Shanghai, Singapore, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAY Calculator →

CLConsumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.