HomeCompareCHBAY vs DIVO

CHBAY vs DIVO: Dividend Comparison 2026

CHBAY yields 2.35% · DIVO yields 6.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAY wins by $131.94M in total portfolio value· pulled ahead in Year 2
10 years
CHBAY
CHBAY
● Live price
2.35%
Share price
$65.00
Annual div
$1.53
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.97M
Annual income
$122,014,828.99
Full CHBAY calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — CHBAY vs DIVO

📍 CHBAY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAYDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAY + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAY pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAY
Annual income on $10K today (after 15% tax)
$200.08/yr
After 10yr DRIP, annual income (after tax)
$103,712,604.64/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, CHBAY beats the other by $103,711,770.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAY + DIVO for your $10,000?

CHBAY: 50%DIVO: 50%
100% DIVO50/50100% CHBAY
Portfolio after 10yr
$66.00M
Annual income
$61,007,905.34/yr
Blended yield
92.43%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAY buys
0
DIVO buys
0
No recent congressional trades found for CHBAY or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAYDIVO
Forward yield2.35%6.49%
Annual dividend / share$1.53$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$131.97M$30.7K
Annual income after 10y$122,014,828.99$981.68
Total dividends collected$131.20M$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CHBAY vs DIVO ($10,000, DRIP)

YearCHBAY PortfolioCHBAY Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,171$470.77$11,349$649.42$178.00DIVO
2← crossover$12,936$982.96$12,833$688.83+$103.00CHBAY
3$15,969$2,127.60$14,459$727.90+$1.5KCHBAY
4$21,996$4,909.29$16,238$766.49+$5.8KCHBAY
5$36,175$12,639.63$18,179$804.47+$18.0KCHBAY
6$77,563$38,855.32$20,293$841.71+$57.3KCHBAY
7$238,710$155,718.05$22,591$878.14+$216.1KCHBAY
8$1,151,203$895,782.77$25,087$913.65+$1.13MCHBAY
9$9,306,547$8,074,760.24$27,791$948.18+$9.28MCHBAY
10$131,972,834$122,014,828.99$30,718$981.68+$131.94MCHBAY

CHBAY vs DIVO: Complete Analysis 2026

CHBAYStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of June 25, 2021, it operated 186 domestic offices, including 183 branches and 3 money exchange counters; 3 overseas branches in New York, Hong Kong, and London; and 3 overseas representative offices in Shanghai, Singapore, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAY Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.