HomeCompareCHBAY vs PEP

CHBAY vs PEP: Dividend Comparison 2026

CHBAY yields 2.35% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAY wins by $131.83M in total portfolio value
10 years
CHBAY
CHBAY
● Live price
2.35%
Share price
$65.00
Annual div
$1.53
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.97M
Annual income
$122,014,828.99
Full CHBAY calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — CHBAY vs PEP

📍 CHBAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAYPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAY + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAY pays
PEP pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAY
Annual income on $10K today (after 15% tax)
$200.08/yr
After 10yr DRIP, annual income (after tax)
$103,712,604.64/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, CHBAY beats the other by $103,660,010.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAY + PEP for your $10,000?

CHBAY: 50%PEP: 50%
100% PEP50/50100% CHBAY
Portfolio after 10yr
$66.06M
Annual income
$61,038,352.34/yr
Blended yield
92.40%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

CHBAY
No analyst data
Altman Z
0.3
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAY buys
0
PEP buys
0
No recent congressional trades found for CHBAY or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAYPEP
Forward yield2.35%3.63%
Annual dividend / share$1.53$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$131.97M$141.9K
Annual income after 10y$122,014,828.99$61,875.67
Total dividends collected$131.20M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CHBAY vs PEP ($10,000, DRIP)

YearCHBAY PortfolioCHBAY Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,171$470.77$10,849$509.42+$322.00CHBAY
2$12,936$982.96$11,969$750.47+$967.00CHBAY
3$15,969$2,127.60$13,500$1,124.14+$2.5KCHBAY
4$21,996$4,909.29$15,680$1,721.66+$6.3KCHBAY
5$36,175$12,639.63$18,929$2,715.34+$17.2KCHBAY
6$77,563$38,855.32$24,023$4,450.80+$53.5KCHBAY
7$238,710$155,718.05$32,510$7,669.92+$206.2KCHBAY
8$1,151,203$895,782.77$47,709$14,093.60+$1.10MCHBAY
9$9,306,547$8,074,760.24$77,415$28,083.48+$9.23MCHBAY
10$131,972,834$122,014,828.99$141,922$61,875.67+$131.83MCHBAY

CHBAY vs PEP: Complete Analysis 2026

CHBAYStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of June 25, 2021, it operated 186 domestic offices, including 183 branches and 3 money exchange counters; 3 overseas branches in New York, Hong Kong, and London; and 3 overseas representative offices in Shanghai, Singapore, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAY Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.