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CHBAY vs YUM: Dividend Comparison 2026

CHBAY yields 2.35% · YUM yields 1.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHBAY wins by $131.87M in total portfolio value
10 years
CHBAY
CHBAY
● Live price
2.35%
Share price
$65.00
Annual div
$1.53
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.97M
Annual income
$122,014,828.99
Full CHBAY calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — CHBAY vs YUM

📍 CHBAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHBAYYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHBAY + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHBAY pays
YUM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBAY
Annual income on $10K today (after 15% tax)
$200.08/yr
After 10yr DRIP, annual income (after tax)
$103,712,604.64/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, CHBAY beats the other by $103,678,640.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHBAY + YUM for your $10,000?

CHBAY: 50%YUM: 50%
100% YUM50/50100% CHBAY
Portfolio after 10yr
$66.04M
Annual income
$61,027,393.16/yr
Blended yield
92.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

CHBAY
No analyst data
Altman Z
0.3
Piotroski
7/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBAY buys
0
YUM buys
0
No recent congressional trades found for CHBAY or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHBAYYUM
Forward yield2.35%1.85%
Annual dividend / share$1.53$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.4%
Portfolio after 10y$131.97M$107.0K
Annual income after 10y$122,014,828.99$39,957.33
Total dividends collected$131.20M$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: CHBAY vs YUM ($10,000, DRIP)

YearCHBAY PortfolioCHBAY Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$11,171$470.77$10,980$280.44+$191.00CHBAY
2$12,936$982.96$12,185$435.72+$751.00CHBAY
3$15,969$2,127.60$13,722$684.14+$2.2KCHBAY
4$21,996$4,909.29$15,773$1,090.14+$6.2KCHBAY
5$36,175$12,639.63$18,650$1,773.02+$17.5KCHBAY
6$77,563$38,855.32$22,921$2,966.37+$54.6KCHBAY
7$238,710$155,718.05$29,685$5,158.69+$209.0KCHBAY
8$1,151,203$895,782.77$41,216$9,453.02+$1.11MCHBAY
9$9,306,547$8,074,760.24$62,672$18,571.31+$9.24MCHBAY
10$131,972,834$122,014,828.99$107,016$39,957.33+$131.87MCHBAY

CHBAY vs YUM: Complete Analysis 2026

CHBAYStock

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. It offers various deposit products; and various loans and bills discounting products, as well as investment management and investment advisory services. The company also engages in securities, leasing, credit card, and credit guarantee business; management and collection of claims; and outsourcing of operational business. In addition, it rents and maintains office buildings and welfare facilities; purchases and sells supplies and consumer goods; and develops and sells software, and commissioned computation tasks. Further, the company provides housing loan guarantees and fee collection services; information, survey, and consulting services; and accounting, general administration entrustment, and temporary staff services. Additionally, it engages in the research and investigation of IT and financial technologies; and operation and management of investment funds, and M&A advisory services. The company serves individuals, and small and mid-sized enterprises. As of June 25, 2021, it operated 186 domestic offices, including 183 branches and 3 money exchange counters; 3 overseas branches in New York, Hong Kong, and London; and 3 overseas representative offices in Shanghai, Singapore, and Bangkok. The company was incorporated in 1943 and is headquartered in Chiba, Japan.

Full CHBAY Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.