Is CHBH or RYLD a better dividend investment in 2026?

CHBH currently yields 4.13% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between CHBH and RYLD?

CHBH has a forward dividend yield of 4.13% ($2.35/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 8.26 percentage points.

Home › Compare › CHBH vs RYLD

CHBH vs RYLD: Dividend Comparison 2026

CHBH yields 4.13% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $4.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHBH

● Live price

4.13%

Share price

$56.95

Annual div

$2.35

5Y div CAGR

18.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.0K

Annual income

$4,272.12

Full CHBH calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — CHBH vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHBH	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHBH + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHBH pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHBH

Annual income on $10K today (after 15% tax)

$350.75/yr

After 10yr DRIP, annual income (after tax)

$3,631.30/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, CHBH beats the other by $1,350.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHBH + RYLD for your $10,000?

CHBH: 50%RYLD: 50%

100% RYLD50/50100% CHBH

Portfolio after 10yr

$43.1K

Annual income

$3,477.55/yr

Blended yield

8.07%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHBH buys

RYLD buys

No recent congressional trades found for CHBH or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHBHRYLD

Forward yield	4.13%	12.39% ✓
Annual dividend / share	$2.35 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	18.7% ✓	0%
Portfolio after 10y	$41.0K	$45.3K ✓
Annual income after 10y	$4,272.12 ✓	$2,682.98
Total dividends collected	$17.5K	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHBH vs RYLD ($10,000, DRIP)

Year	CHBH Portfolio	CHBH Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,190	$489.81	$11,939	$1,239.34	$749.00 → RYLD
2	$12,581	$608.02	$14,158	$1,382.89	$1.6K → RYLD
3	$14,220	$758.36	$16,682	$1,532.59	$2.5K → RYLD
4	$16,166	$950.89	$19,537	$1,687.64	$3.4K → RYLD
5	$18,497	$1,199.24	$22,752	$1,847.20	$4.3K → RYLD
6	$21,314	$1,522.19	$26,355	$2,010.43	$5.0K → RYLD
7	$24,752	$1,945.80	$30,376	$2,176.45	$5.6K → RYLD
8	$28,992	$2,506.72	$34,847	$2,344.43	$5.9K → RYLD
9	$34,278	$3,257.10	$39,800	$2,513.54	$5.5K → RYLD
10	$40,950	$4,272.12	$45,269	$2,682.98	$4.3K → RYLD

CHBH vs RYLD: Complete Analysis 2026

CHBH — Stock

Croghan Bancshares, Inc. operates as the holding company for the Croghan Colonial Bank, a state-chartered bank that provides a range of commercial and retail banking services to individuals and business clients in Ohio. It offers checking accounts, savings accounts, money market accounts, certificates of deposit, IRAs, time deposit accounts, and health savings accounts. Its loan products portfolio includes agricultural, real estate, mortgage, personal, auto, boat, RV, motorcycle, and home equity and home improvement loans; and small business, commercial real estate, business succession, and equipment loans, as well as business lines of credit. The company also offers equipment leasing; trust and investment management services, such as retirement, financial, and legacy planning; fraud protection; investment products, including annuities and college savings; insurance products; overdraft protection services; credit and debit cards; online and mobile banking services; e-statements and bill pay services; mobile deposits; merchant services; safe deposit boxes; and remote deposit capture services. It operates through 19 banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Oak Harbor, Oregon, Port Clinton, and Tiffin, and Ohio. The company was incorporated in 1888 and is headquartered in Fremont, Ohio.

Full CHBH Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.