Is CHCJY or QYLD a better dividend investment in 2026?

CHCJY currently yields 4.92% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CHCJY and QYLD?

CHCJY has a forward dividend yield of 4.92% ($0.88/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.00 percentage points.

Home › Compare › CHCJY vs QYLD

CHCJY vs QYLD: Dividend Comparison 2026

CHCJY yields 4.92% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHCJY wins by $5583.55M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHCJY

● Live price

4.92%

Share price

$18.00

Annual div

$0.88

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5583.57M

Annual income

$5,373,544,361.60

Full CHCJY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CHCJY vs QYLD

📍 CHCJY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHCJY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHCJY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHCJY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHCJY

Annual income on $10K today (after 15% tax)

$417.78/yr

After 10yr DRIP, annual income (after tax)

$4,567,512,707.36/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CHCJY beats the other by $4,567,507,896.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHCJY + QYLD for your $10,000?

CHCJY: 50%QYLD: 50%

100% QYLD50/50100% CHCJY

Portfolio after 10yr

$2791.80M

Annual income

$2,686,775,010.46/yr

Blended yield

96.24%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CHCJY right now

CHCJY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.1

Piotroski

7/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHCJY buys

QYLD buys

No recent congressional trades found for CHCJY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHCJYQYLD

Forward yield	4.92%	11.92% ✓
Annual dividend / share	$0.88	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$5583.57M ✓	$25.4K
Annual income after 10y	$5,373,544,361.60 ✓	$5,659.31
Total dividends collected	$5568.82M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CHCJY vs QYLD ($10,000, DRIP)

Year	CHCJY Portfolio	CHCJY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,683	$983.00	$10,352	$1,192.36	+$1.3K → CHCJY
2	$14,647	$2,146.61	$10,830	$1,347.57	+$3.8K → CHCJY
3	$20,703	$5,030.45	$11,460	$1,539.07	+$9.2K → CHCJY
4	$35,443	$13,290.14	$12,275	$1,777.84	+$23.2K → CHCJY
5	$80,450	$42,526.88	$13,323	$2,078.95	+$67.1K → CHCJY
6	$266,514	$180,431.75	$14,667	$2,463.34	+$251.8K → CHCJY
7	$1,402,420	$1,117,250.02	$16,396	$2,960.57	+$1.39M → CHCJY
8	$12,489,510	$10,988,920.79	$18,631	$3,612.97	+$12.47M → CHCJY
9	$196,286,919	$182,923,143.78	$21,548	$4,482.15	+$196.27M → CHCJY
10	$5,583,571,365	$5,373,544,361.60	$25,398	$5,659.31	+$5583.55M → CHCJY

CHCJY vs QYLD: Complete Analysis 2026

CHCJY — Stock

China CITIC Bank Corporation Limited provides various banking products and services in the People's Republic of China and internationally. The company operates through Corporate Banking, Personal Banking, and Treasury Operations segments. It accepts deposits; offers corporate and personal loans; and provides securities agency, remittance and settlement, and guarantee services, as well as investment banking and international services. The company also engages in the capital markets operations and inter-bank operations, including inter-bank money market transactions, repurchase transactions, investments, and trading in debt instruments; and derivatives and forex trading. In addition, it offers asset management, finance leasing, and other non-banking financial services. The company serves corporations, government agencies, and non-financial institutions; and individual customers and micro and small enterprises. As of December 31, 2021, it operated 1,415 outlets, including 37 tier-one branches, 126 tier-two branches, and 1,252 sub-branches; 1,569 self-service banks; and 5,398 self-service terminals, as well as 9,078 smart teller machines. The company was founded in 1987 and is headquartered in Beijing, the People's Republic of China. China CITIC Bank Corporation Limited operates as a subsidiary of CITIC Corporation Limited.

Full CHCJY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.