HomeCompareCHCLX vs SCHD

CHCLX vs SCHD: Dividend Comparison 2026

CHCLX yields 12.02% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.2K in total portfolio value· pulled ahead in Year 2
10 years
CHCLX
CHCLX
● Live price
12.02%
Share price
$10.87
Annual div
$1.31
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$1.30
Full CHCLX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CHCLX vs SCHD

📍 SCHD pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHCLXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CHCLX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHCLX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHCLX
Annual income on $10K today (after 15% tax)
$1,021.41/yr
After 10yr DRIP, annual income (after tax)
$1.11/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $358.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHCLX + SCHD for your $10,000?

CHCLX: 50%SCHD: 50%
100% SCHD50/50100% CHCLX
Portfolio after 10yr
$25.4K
Annual income
$211.95/yr
Blended yield
0.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHCLX buys
0
SCHD buys
0
No recent congressional trades found for CHCLX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHCLXSCHD
Forward yield12.02%3.44%
Annual dividend / share$1.31$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$21.8K$29.0K
Annual income after 10y$1.30$422.61
Total dividends collected$1.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CHCLX vs SCHD ($10,000, DRIP)

YearCHCLX PortfolioCHCLX Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,301$600.83$11,224$344.10+$77.00CHCLX
2← crossover$12,409$317.28$12,567$354.98$158.00SCHD
3$13,441$162.80$14,038$365.30$597.00SCHD
4$14,464$82.40$15,648$375.06$1.2KSCHD
5$15,518$41.44$17,410$384.27$1.9KSCHD
6$16,625$20.77$19,335$392.95$2.7KSCHD
7$17,799$10.40$21,437$401.10$3.6KSCHD
8$19,050$5.20$23,733$408.75$4.7KSCHD
9$20,386$2.60$26,237$415.91$5.9KSCHD
10$21,814$1.30$28,968$422.61$7.2KSCHD

CHCLX vs SCHD: Complete Analysis 2026

CHCLXStock

The investment seeks long-term growth of capital. The fund invests primarily in a diversified portfolio of equity securities with relatively smaller capitalizations as compared to the overall U.S. market. Under normal circumstances, the fund invests at least 80% of its net assets in the equity securities of small- and mid-capitalization companies. For these purposes, "small- and mid-capitalization companies" are generally those companies that, at the time of investment, fall within the lowest 25% of the total U.S. equity market capitalization (excluding, for purposes of this calculation, companies with market capitalizations of less than $10 million).

Full CHCLX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this CHCLX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CHCLX vs JEPICHCLX vs OCHCLX vs KOCHCLX vs MAINCHCLX vs VYMCHCLX vs DGROCHCLX vs VIGCHCLX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.