Is CHDEX or RYLD a better dividend investment in 2026?

CHDEX currently yields 14.45% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: CHDEX offers higher current income.

What is the dividend yield difference between CHDEX and RYLD?

CHDEX has a forward dividend yield of 14.45% ($1.95/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 10.45 percentage points.

Home › Compare › CHDEX vs RYLD

CHDEX vs RYLD: Dividend Comparison 2026

CHDEX yields 14.45% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHDEX wins by $23.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHDEX

● Live price

14.45%

Share price

$13.50

Annual div

$1.95

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.6K

Annual income

$3,534.62

Full CHDEX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — CHDEX vs RYLD

📍 CHDEX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHDEX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CHDEX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHDEX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHDEX

Annual income on $10K today (after 15% tax)

$1,228.46/yr

After 10yr DRIP, annual income (after tax)

$3,004.43/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CHDEX beats the other by $2,240.12/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHDEX + RYLD for your $10,000?

CHDEX: 50%RYLD: 50%

100% RYLD50/50100% CHDEX

Portfolio after 10yr

$39.8K

Annual income

$2,216.91/yr

Blended yield

5.56%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHDEX buys

RYLD buys

No recent congressional trades found for CHDEX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHDEXRYLD

Forward yield	14.45% ✓	4.00%
Annual dividend / share	$1.95	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$51.6K ✓	$28.0K
Annual income after 10y	$3,534.62 ✓	$899.19
Total dividends collected	$24.4K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHDEX vs RYLD ($10,000, DRIP)

Year	CHDEX Portfolio	CHDEX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,145	$1,445.25	$11,120	$420.00	+$1.0K → CHDEX
2	$14,636	$1,640.46	$12,357	$458.31	+$2.3K → CHDEX
3	$17,508	$1,847.54	$13,721	$499.76	+$3.8K → CHDEX
4	$20,799	$2,065.51	$15,227	$544.58	+$5.6K → CHDEX
5	$24,548	$2,293.25	$16,885	$593.02	+$7.7K → CHDEX
6	$28,796	$2,529.55	$18,713	$645.34	+$10.1K → CHDEX
7	$33,585	$2,773.16	$20,724	$701.81	+$12.9K → CHDEX
8	$38,959	$3,022.75	$22,938	$762.73	+$16.0K → CHDEX
9	$44,963	$3,277.01	$25,372	$828.41	+$19.6K → CHDEX
10	$51,645	$3,534.62	$28,047	$899.19	+$23.6K → CHDEX

CHDEX vs RYLD: Complete Analysis 2026

CHDEX — Stock

The investment seeks long-term capital appreciation and current income. The fund invests at least 80% of its net assets, plus borrowings for investment purposes, in dividend paying common stocks of medium-capitalization companies and large-capitalization companies. As a point of comparison, a high dividend common stock that the fund would invest in would generally have a dividend yield greater than the average dividend yield of the equity securities in the S&P 500® Index. It may invest up to 30% of its assets in foreign securities.

Full CHDEX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

📬

Get this CHDEX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CHDEX vs SCHD CHDEX vs JEPI CHDEX vs O CHDEX vs KO CHDEX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.