Is CHEK or XYLD a better dividend investment in 2026?

CHEK currently yields 119.05% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CHEK offers higher current income.

What is the dividend yield difference between CHEK and XYLD?

CHEK has a forward dividend yield of 119.05% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 108.07 percentage points.

Home › Compare › CHEK vs XYLD

CHEK vs XYLD: Dividend Comparison 2026

CHEK yields 119.05% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHEK wins by $8.22M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHEK

● Live price

119.05%

Share price

$1.68

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.24M

Annual income

$3,108,090.72

Full CHEK calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CHEK vs XYLD

📍 CHEK pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHEK	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHEK + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHEK pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHEK

Annual income on $10K today (after 15% tax)

$10,119.05/yr

After 10yr DRIP, annual income (after tax)

$2,641,877.11/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CHEK beats the other by $2,639,140.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHEK + XYLD for your $10,000?

CHEK: 50%XYLD: 50%

100% XYLD50/50100% CHEK

Portfolio after 10yr

$4.13M

Annual income

$1,555,654.87/yr

Blended yield

37.63%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CHEK right now

CHEK

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

-715.9

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHEK buys

XYLD buys

No recent congressional trades found for CHEK or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHEKXYLD

Forward yield	119.05% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$8.24M	$25.3K ✓
Annual income after 10y	$3,108,090.72 ✓	$3,219.02
Total dividends collected	$7.49M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CHEK vs XYLD ($10,000, DRIP)

Year	CHEK Portfolio	CHEK Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$22,605	$11,904.76	$10,818	$1,098.39	+$11.8K → CHEK
2	$49,337	$25,149.94	$11,738	$1,222.51	+$37.6K → CHEK
3	$104,092	$51,301.04	$12,774	$1,364.64	+$91.3K → CHEK
4	$212,533	$101,154.53	$13,944	$1,527.86	+$198.6K → CHEK
5	$420,434	$193,023.94	$15,270	$1,715.87	+$405.2K → CHEK
6	$806,726	$356,861.32	$16,775	$1,933.09	+$790.0K → CHEK
7	$1,503,143	$639,946.75	$18,490	$2,184.87	+$1.48M → CHEK
8	$2,722,746	$1,114,383.27	$20,450	$2,477.63	+$2.70M → CHEK
9	$4,799,842	$1,886,503.76	$22,697	$2,819.19	+$4.78M → CHEK
10	$8,243,922	$3,108,090.72	$25,280	$3,219.02	+$8.22M → CHEK

CHEK vs XYLD: Complete Analysis 2026

CHEK — Stock

Check-Cap Ltd., a clinical stage medical diagnostics company, engages in the development of a capsule-based screening technology that utilizes ultra-low-dose X-rays to scan the inner lining of the colon for precancerous polyps, and other structural abnormalities in Israel. Its C-Scan system consists of C-Scan Cap, an X-ray scanning capsule for detection of suspected polyps; C-Scan Track, a disposable system attached to the patient's back through biocompatible adhesive skin patches; and C-Scan View software, a client/server-based application that enables procedure data download from the C-Scan Track, data analysis, and report generation. The company was incorporated in 2004 and is based in Isfiya, Israel.

Full CHEK Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.