Is CHEOY or QYLD a better dividend investment in 2026?

CHEOY currently yields 2.24% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CHEOY and QYLD?

CHEOY has a forward dividend yield of 2.24% ($1.31/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.68 percentage points.

Home › Compare › CHEOY vs QYLD

CHEOY vs QYLD: Dividend Comparison 2026

CHEOY yields 2.24% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHEOY wins by $16.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHEOY

● Live price

2.24%

Share price

$58.62

Annual div

$1.31

5Y div CAGR

30.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.0K

Annual income

$6,042.46

Full CHEOY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CHEOY vs QYLD

📍 CHEOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHEOY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHEOY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHEOY pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHEOY

Annual income on $10K today (after 15% tax)

$190.15/yr

After 10yr DRIP, annual income (after tax)

$5,136.09/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CHEOY beats the other by $325.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHEOY + QYLD for your $10,000?

CHEOY: 50%QYLD: 50%

100% QYLD50/50100% CHEOY

Portfolio after 10yr

$33.7K

Annual income

$5,850.89/yr

Blended yield

17.36%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CHEOY

No analyst data

Price Target

$318.50

+443.3% upside vs current

Range: $305.00 — $332.00

Altman Z

11.4

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHEOY buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHEOYQYLD

Forward yield	2.24%	11.92% ✓
Annual dividend / share	$1.31	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	30.9% ✓	0%
Portfolio after 10y	$42.0K ✓	$25.4K
Annual income after 10y	$6,042.46 ✓	$5,659.31
Total dividends collected	$19.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CHEOY vs QYLD ($10,000, DRIP)

Year	CHEOY Portfolio	CHEOY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$10,993	$292.84	$10,352	$1,192.36	+$641.00 → CHEOY
2	$12,156	$393.81	$10,830	$1,347.57	+$1.3K → CHEOY
3	$13,540	$532.76	$11,460	$1,539.07	+$2.1K → CHEOY
4	$15,214	$725.95	$12,275	$1,777.84	+$2.9K → CHEOY
5	$17,276	$997.88	$13,323	$2,078.95	+$4.0K → CHEOY
6	$19,872	$1,386.30	$14,667	$2,463.34	+$5.2K → CHEOY
7	$23,214	$1,950.75	$16,396	$2,960.57	+$6.8K → CHEOY
8	$27,627	$2,787.80	$18,631	$3,612.97	+$9.0K → CHEOY
9	$33,619	$4,058.80	$21,548	$4,482.15	+$12.1K → CHEOY
10	$42,015	$6,042.46	$25,398	$5,659.31	+$16.6K → CHEOY

CHEOY vs QYLD: Complete Analysis 2026

CHEOY — Stock

Cochlear Limited provides implantable hearing solutions for adults and children worldwide. It offers cochlear implant systems, sound processor upgrades, bone conduction systems, accessories, and other products. The company was founded in 1981 and is headquartered in Sydney, Australia.

Full CHEOY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.