Is CHGCY or MO a better dividend investment in 2026?

CHGCY currently yields 2.99% with a 5% 5-year dividend growth rate. MO yields 6.36% with 4.3% growth. The better choice depends on your goal: MO offers higher current income.

What is the dividend yield difference between CHGCY and MO?

CHGCY has a forward dividend yield of 2.99% ($0.82/share annually). MO yields 6.36% ($4.20/share annually). The yield gap is 3.37 percentage points.

Home › Compare › CHGCY vs MO

CHGCY vs MO: Dividend Comparison 2026

CHGCY yields 2.99% · MO yields 6.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHGCY wins by $405.74M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHGCY

● Live price

2.99%

Share price

$27.52

Annual div

$0.82

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$405.82M

Annual income

$381,294,826.82

Full CHGCY calculator →

Altria Group Inc.

● Live price

6.36%

Share price

$65.99

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.1K

Annual income

$30,159.17

Full MO calculator →

Portfolio growth — CHGCY vs MO

📍 CHGCY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHGCY	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CHGCY + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHGCY pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHGCY

Annual income on $10K today (after 15% tax)

$253.82/yr

After 10yr DRIP, annual income (after tax)

$324,100,602.80/yr

Annual income on $10K today (after 15% tax)

$540.99/yr

After 10yr DRIP, annual income (after tax)

$25,635.29/yr

At 15% tax rate, CHGCY beats the other by $324,074,967.50/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHGCY + MO for your $10,000?

CHGCY: 50%MO: 50%

100% MO50/50100% CHGCY

Portfolio after 10yr

$202.95M

Annual income

$190,662,492.99/yr

Blended yield

93.94%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CHGCY

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-7.2% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHGCY buys

MO buys

No recent congressional trades found for CHGCY or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHGCYMO

Forward yield	2.99%	6.36% ✓
Annual dividend / share	$0.82	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	22.6%
Portfolio after 10y	$405.82M ✓	$80.1K
Annual income after 10y	$381,294,826.82 ✓	$30,159.17
Total dividends collected	$404.01M ✓	$74.5K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: CHGCY vs MO ($10,000, DRIP)

Year	CHGCY Portfolio	CHGCY Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$11,297	$597.22	$10,570	$780.30	+$727.00 → CHGCY
2	$13,349	$1,261.10	$11,381	$1,032.90	+$2.0K → CHGCY
3	$17,069	$2,785.33	$12,535	$1,392.73	+$4.5K → CHGCY
4	$24,921	$6,656.96	$14,193	$1,920.91	+$10.7K → CHGCY
5	$44,832	$18,166.72	$16,618	$2,723.68	+$28.2K → CHGCY
6	$109,057	$61,087.10	$20,263	$3,993.80	+$88.8K → CHGCY
7	$394,447	$277,755.94	$25,936	$6,098.36	+$368.5K → CHGCY
8	$2,299,836	$1,877,777.60	$35,166	$9,775.01	+$2.26M → CHGCY
9	$22,925,198	$20,464,373.86	$51,026	$16,597.78	+$22.87M → CHGCY
10	$405,824,789	$381,294,826.82	$80,113	$30,159.17	+$405.74M → CHGCY

CHGCY vs MO: Complete Analysis 2026

CHGCY — Stock

Chugai Pharmaceutical Co., Ltd., together with its subsidiaries, engages in the research, development, manufacturing, sale, importation, and exportation of pharmaceuticals in Japan and internationally. The company's products for oncology primarily include Avastin, Tecentriq, Perjeta, Alecensa, Herceptin, Kadcyla, Rituxan, Gazyva, and Xeloda; osteoporosis, including Actemra, Edirol, and Bonviva; renal diseases consist of Mircera and Oxarol; and neurology/other diseases comprise Hemlibra, CellCept, and Enspryng. It has various development product candidates in the areas of oncology, bone and joint diseases, autoimmune diseases, renal diseases, neurology, and other diseases. Chugai Pharmaceutical Co., Ltd. has strategic alliances with Roche Group; and collaboration and joint research with academia. The company was founded in 1925 and is headquartered in Tokyo, Japan. Chugai Pharmaceutical Co., Ltd. is a subsidiary of Roche Holding Ltd.

Full CHGCY Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

📬

Get this CHGCY vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CHGCY vs SCHD CHGCY vs JEPI CHGCY vs O CHGCY vs KO CHGCY vs MAIN CHGCY vs PM CHGCY vs BTI CHGCY vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.