Is CHMT or SCHD a better dividend investment in 2026?

CHMT currently yields 384.62% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: CHMT offers higher current income.

What is the dividend yield difference between CHMT and SCHD?

CHMT has a forward dividend yield of 384.62% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 381.18 percentage points.

Home › Compare › CHMT vs SCHD

CHMT vs SCHD: Dividend Comparison 2026

CHMT yields 384.62% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHMT wins by $8595.89M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHMT

● Live price

384.62%

Share price

$0.52

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8595.92M

Annual income

$5,687,167,359.75

Full CHMT calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.58

Full SCHD calculator →

Portfolio growth — CHMT vs SCHD

📍 CHMT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHMT	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHMT + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHMT pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHMT

Annual income on $10K today (after 15% tax)

$32,692.31/yr

After 10yr DRIP, annual income (after tax)

$4,834,092,255.79/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.47/yr

After 10yr DRIP, annual income (after tax)

$359.19/yr

At 15% tax rate, CHMT beats the other by $4,834,091,896.59/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHMT + SCHD for your $10,000?

CHMT: 50%SCHD: 50%

100% SCHD50/50100% CHMT

Portfolio after 10yr

$4297.98M

Annual income

$2,843,583,891.17/yr

Blended yield

66.16%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHMT buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHMTSCHD

Forward yield	384.62% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$8595.92M ✓	$29.0K
Annual income after 10y	$5,687,167,359.75 ✓	$422.58
Total dividends collected	$8325.35M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHMT vs SCHD ($10,000, DRIP)

Year	CHMT Portfolio	CHMT Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$49,162	$38,461.54	$11,224	$344.08	+$37.9K → CHMT
2	$229,316	$176,712.93	$12,567	$354.97	+$216.7K → CHMT
3	$1,015,727	$770,358.78	$14,038	$365.28	+$1.00M → CHMT
4	$4,275,810	$3,188,982.79	$15,648	$375.04	+$4.26M → CHMT
5	$17,121,253	$12,546,135.48	$17,410	$384.25	+$17.10M → CHMT
6	$65,270,573	$46,950,832.41	$19,335	$392.93	+$65.25M → CHMT
7	$237,118,507	$167,278,994.25	$21,437	$401.08	+$237.10M → CHMT
8	$821,660,991	$567,944,188.45	$23,732	$408.72	+$821.64M → CHMT
9	$2,718,462,559	$1,839,285,298.29	$26,237	$415.89	+$2718.44M → CHMT
10	$8,595,922,297	$5,687,167,359.75	$28,968	$422.58	+$8595.89M → CHMT

CHMT vs SCHD: Complete Analysis 2026

CHMT — Stock

Charmt, Inc. intends to develop and publish mobile applications on the iOS, Google Play, Amazon, and Ethereum platforms. The company is developing a voice-changing messenger application. It intends to sell branded advertisements and in-app purchases. Charmt, Inc. was incorporated in 2018 and is based in Miami, Florida.

Full CHMT Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.