Is CHPXF or SCHD a better dividend investment in 2026?

CHPXF currently yields 3.34% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between CHPXF and SCHD?

CHPXF has a forward dividend yield of 3.34% ($0.15/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.10 percentage points.

Home › Compare › CHPXF vs SCHD

CHPXF vs SCHD: Dividend Comparison 2026

CHPXF yields 3.34% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $6.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHPXF

● Live price

3.34%

Share price

$4.45

Annual div

$0.15

5Y div CAGR

-10.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$126.28

Full CHPXF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — CHPXF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHPXF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHPXF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHPXF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHPXF

Annual income on $10K today (after 15% tax)

$284.22/yr

After 10yr DRIP, annual income (after tax)

$107.34/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, SCHD beats the other by $251.88/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHPXF + SCHD for your $10,000?

CHPXF: 50%SCHD: 50%

100% SCHD50/50100% CHPXF

Portfolio after 10yr

$25.8K

Annual income

$274.44/yr

Blended yield

1.06%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SCHD right now

CHPXF

Analyst Ratings

Sell

Consensus: Sell

Altman Z

0.4

Piotroski

6/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHPXF buys

SCHD buys

No recent congressional trades found for CHPXF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHPXFSCHD

Forward yield	3.34%	3.44% ✓
Annual dividend / share	$0.15	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-10.5%	0% ✓
Portfolio after 10y	$22.7K	$29.0K ✓
Annual income after 10y	$126.28	$422.61 ✓
Total dividends collected	$2.0K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHPXF vs SCHD ($10,000, DRIP)

Year	CHPXF Portfolio	CHPXF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,999	$299.27	$11,224	$344.10	$225.00 → SCHD
2	$12,045	$275.34	$12,567	$354.98	$522.00 → SCHD
3	$13,140	$252.19	$14,038	$365.30	$898.00 → SCHD
4	$14,290	$230.13	$15,648	$375.06	$1.4K → SCHD
5	$15,499	$209.34	$17,410	$384.27	$1.9K → SCHD
6	$16,774	$189.92	$19,335	$392.95	$2.6K → SCHD
7	$18,120	$171.93	$21,437	$401.10	$3.3K → SCHD
8	$19,544	$155.35	$23,733	$408.75	$4.2K → SCHD
9	$21,052	$140.15	$26,237	$415.91	$5.2K → SCHD
10	$22,652	$126.28	$28,968	$422.61	$6.3K → SCHD

CHPXF vs SCHD: Complete Analysis 2026

CHPXF — Stock

China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, offers insurance products in the People's Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, and Other Businesses segments. The company offers life, health, and accident insurance products, etc.; liability insurance; credit and guarantee insurance; short-term health insurance and casualty insurance; property insurance; agricultural insurance; and individual and group pension and annuity products, as well as insurance funds investment and reinsurance services. It is also involved in the management of capital and insurance funds; outsourcing of fund management; and other asset management activities, as well as provision of advisory services relating to asset management. In addition, the company is involved in the property management and construction; real estate activities; elderly service and medical consulting services; and seniors and disabled care services. It sells its products directly, as well as through insurance agents and brokers, bancassurance, telemarketing, and internet Sales. The company was founded in 1991 and is headquartered in Shanghai, the People's Republic of China.

Full CHPXF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.