HomeCompareCHPY vs SCHD

CHPY vs SCHD: Dividend Comparison 2026

CHPY yields 41.12% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CHPY wins by $217.4K in total portfolio value
10 years
CHPY
CHPY
● Live price
41.12%
Share price
$52.37
Annual div
$21.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246.4K
Annual income
$42,593.99
Full CHPY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CHPY vs SCHD

📍 CHPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCHPYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CHPY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CHPY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHPY
Annual income on $10K today (after 15% tax)
$3,494.97/yr
After 10yr DRIP, annual income (after tax)
$36,204.89/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CHPY beats the other by $35,842.83/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CHPY + SCHD for your $10,000?

CHPY: 50%SCHD: 50%
100% SCHD50/50100% CHPY
Portfolio after 10yr
$137.7K
Annual income
$21,509.96/yr
Blended yield
15.62%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHPY buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCHPYSCHD
Forward yield41.12%3.46%
Annual dividend / share$21.53$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$246.4K$29.0K
Annual income after 10y$42,593.99$425.95
Total dividends collected$186.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CHPY vs SCHD ($10,000, DRIP)

YearCHPY PortfolioCHPY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$14,812$4,111.72$11,226$346.36+$3.6KCHPY
2$21,540$5,691.75$12,572$357.38+$9.0KCHPY
3$30,784$7,735.85$14,046$367.84+$16.7KCHPY
4$43,271$10,332.31$15,660$377.73+$27.6KCHPY
5$59,873$13,573.36$17,425$387.07+$42.4KCHPY
6$81,617$17,552.53$19,354$395.86+$62.3KCHPY
7$109,692$22,361.60$21,461$404.13+$88.2KCHPY
8$145,458$28,087.45$23,762$411.89+$121.7KCHPY
9$190,449$34,808.95$26,272$419.15+$164.2KCHPY
10$246,374$42,593.99$29,010$425.95+$217.4KCHPY

CHPY vs SCHD: Complete Analysis 2026

CHPYStock

The YieldMax Semiconductor Portfolio Option Income ETF (CHPY) is an actively managed exchange-traded fund that seeks to generate current income and capital appreciation through investments in a portfolio of approximately 15 to 30 publicly traded companies within the semiconductor sector. The fund seeks to generate income primarily by selling options contracts on its portfolio holdings, with the goal of distributing income on a weekly basis. CHPY also seeks capital appreciation through direct equity investments. The Adviser evaluates potential holdings based on stock and options liquidity, price levels, and implied volatility, and regularly reviews the portfolio to determine whether to add or remove positions.

Full CHPY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.