Is CHRUF or XYLD a better dividend investment in 2026?

CHRUF currently yields 6.73% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CHRUF and XYLD?

CHRUF has a forward dividend yield of 6.73% ($0.35/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.25 percentage points.

Home › Compare › CHRUF vs XYLD

CHRUF vs XYLD: Dividend Comparison 2026

CHRUF yields 6.73% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHRUF wins by $35079.16M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHRUF

● Live price

6.73%

Share price

$5.15

Annual div

$0.35

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35079.19M

Annual income

$34,105,397,725.57

Full CHRUF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CHRUF vs XYLD

📍 CHRUF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHRUF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CHRUF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHRUF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHRUF

Annual income on $10K today (after 15% tax)

$571.89/yr

After 10yr DRIP, annual income (after tax)

$28,989,588,066.73/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CHRUF beats the other by $28,989,585,330.57/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CHRUF + XYLD for your $10,000?

CHRUF: 50%XYLD: 50%

100% XYLD50/50100% CHRUF

Portfolio after 10yr

$17539.61M

Annual income

$17,052,700,472.29/yr

Blended yield

97.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHRUF buys

XYLD buys

No recent congressional trades found for CHRUF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHRUFXYLD

Forward yield	6.73%	10.98% ✓
Annual dividend / share	$0.35	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$35079.19M ✓	$25.3K
Annual income after 10y	$34,105,397,725.57 ✓	$3,219.02
Total dividends collected	$35012.14M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CHRUF vs XYLD ($10,000, DRIP)

Year	CHRUF Portfolio	CHRUF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,046	$1,345.63	$10,818	$1,098.39	+$1.2K → CHRUF
2	$15,919	$3,029.72	$11,738	$1,222.51	+$4.2K → CHRUF
3	$24,517	$7,483.79	$12,774	$1,364.64	+$11.7K → CHRUF
4	$47,777	$21,543.95	$13,944	$1,527.86	+$33.8K → CHRUF
5	$129,595	$78,474.30	$15,270	$1,715.87	+$114.3K → CHRUF
6	$536,542	$397,875.10	$16,775	$1,933.09	+$519.8K → CHRUF
7	$3,653,083	$3,078,982.37	$18,490	$2,184.87	+$3.63M → CHRUF
8	$43,092,821	$39,184,022.27	$20,450	$2,477.63	+$43.07M → CHRUF
9	$910,083,312	$863,973,994.48	$22,697	$2,819.19	+$910.06M → CHRUF
10	$35,079,186,870	$34,105,397,725.57	$25,280	$3,219.02	+$35079.16M → CHRUF

CHRUF vs XYLD: Complete Analysis 2026

CHRUF — Stock

Chorus Limited, together with its subsidiaries, provides fixed line communications infrastructure services in New Zealand. It offers phone and broadband services for residential and business customers; and high-speed digital subscriber line broadband services. The company builds and maintains a network of fibre and copper cables, local telephone exchanges, and cabinets. It also provides colocation services. Chorus Limited was founded in 2008 and is based in Wellington, New Zealand.

Full CHRUF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CHRUF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CHRUF vs SCHD CHRUF vs JEPI CHRUF vs O CHRUF vs KO CHRUF vs MAIN CHRUF vs QYLD CHRUF vs JEPQ CHRUF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.