Is CHTTX or RYLD a better dividend investment in 2026?

CHTTX currently yields 14.15% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: CHTTX offers higher current income.

What is the dividend yield difference between CHTTX and RYLD?

CHTTX has a forward dividend yield of 14.15% ($2.73/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.01 percentage points.

Home › Compare › CHTTX vs RYLD

CHTTX vs RYLD: Dividend Comparison 2026

CHTTX yields 14.15% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHTTX wins by $6.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHTTX

● Live price

14.15%

Share price

$19.29

Annual div

$2.73

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$50.7K

Annual income

$3,399.91

Full CHTTX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CHTTX vs RYLD

📍 CHTTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHTTX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHTTX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHTTX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHTTX

Annual income on $10K today (after 15% tax)

$1,202.82/yr

After 10yr DRIP, annual income (after tax)

$2,889.92/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, CHTTX beats the other by $690.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHTTX + RYLD for your $10,000?

CHTTX: 50%RYLD: 50%

100% RYLD50/50100% CHTTX

Portfolio after 10yr

$47.6K

Annual income

$2,993.62/yr

Blended yield

6.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHTTX buys

RYLD buys

No recent congressional trades found for CHTTX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHTTXRYLD

Forward yield	14.15% ✓	12.14%
Annual dividend / share	$2.73 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$50.7K ✓	$44.5K
Annual income after 10y	$3,399.91 ✓	$2,587.35
Total dividends collected	$23.7K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHTTX vs RYLD ($10,000, DRIP)

Year	CHTTX Portfolio	CHTTX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,115	$1,415.09	$11,914	$1,213.65	+$201.00 → CHTTX
2	$14,565	$1,602.23	$14,099	$1,351.30	+$466.00 → CHTTX
3	$17,385	$1,800.27	$16,580	$1,494.55	+$805.00 → CHTTX
4	$20,610	$2,008.22	$19,384	$1,642.61	+$1.2K → CHTTX
5	$24,278	$2,225.02	$22,535	$1,794.70	+$1.7K → CHTTX
6	$28,427	$2,449.51	$26,063	$1,950.00	+$2.4K → CHTTX
7	$33,098	$2,680.48	$29,995	$2,107.69	+$3.1K → CHTTX
8	$38,331	$2,916.70	$34,361	$2,266.99	+$4.0K → CHTTX
9	$44,171	$3,156.92	$39,194	$2,427.12	+$5.0K → CHTTX
10	$50,663	$3,399.91	$44,525	$2,587.35	+$6.1K → CHTTX

CHTTX vs RYLD: Complete Analysis 2026

CHTTX — Stock

Under normal circumstances, the fund invests at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of mid-capitalization companies. The adviser currently considers mid-cap companies to be those with market capitalizations at the time of acquisition within the capitalization range of the Russell Midcap® Index.

Full CHTTX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.