Is CHYCY or XYLD a better dividend investment in 2026?

CHYCY currently yields 33.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CHYCY offers higher current income.

What is the dividend yield difference between CHYCY and XYLD?

CHYCY has a forward dividend yield of 33.90% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 22.92 percentage points.

Home › Compare › CHYCY vs XYLD

CHYCY vs XYLD: Dividend Comparison 2026

CHYCY yields 33.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHYCY wins by $140.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CHYCY

● Live price

33.90%

Share price

$5.90

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$165.3K

Annual income

$24,302.40

Full CHYCY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CHYCY vs XYLD

📍 CHYCY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHYCY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHYCY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

—

CHYCY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHYCY

Annual income on $10K today (after 15% tax)

$2,881.36/yr

After 10yr DRIP, annual income (after tax)

$20,657.04/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CHYCY beats the other by $17,920.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHYCY + XYLD for your $10,000?

CHYCY: 50%XYLD: 50%

100% XYLD50/50100% CHYCY

Portfolio after 10yr

$95.3K

Annual income

$13,760.71/yr

Blended yield

14.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHYCY buys

XYLD buys

No recent congressional trades found for CHYCY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHYCYXYLD

Forward yield	33.90% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$165.3K ✓	$25.3K
Annual income after 10y	$24,302.40 ✓	$3,219.02
Total dividends collected	$118.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CHYCY vs XYLD ($10,000, DRIP)

Year	CHYCY Portfolio	CHYCY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$14,090	$3,389.83	$10,818	$1,098.39	+$3.3K → CHYCY
2	$19,540	$4,463.75	$11,738	$1,222.51	+$7.8K → CHYCY
3	$26,693	$5,785.38	$12,774	$1,364.64	+$13.9K → CHYCY
4	$35,948	$7,386.26	$13,944	$1,527.86	+$22.0K → CHYCY
5	$47,761	$9,296.41	$15,270	$1,715.87	+$32.5K → CHYCY
6	$62,647	$11,543.27	$16,775	$1,933.09	+$45.9K → CHYCY
7	$81,183	$14,150.64	$18,490	$2,184.87	+$62.7K → CHYCY
8	$104,004	$17,137.87	$20,450	$2,477.63	+$83.6K → CHYCY
9	$131,803	$20,519.02	$22,697	$2,819.19	+$109.1K → CHYCY
10	$165,332	$24,302.40	$25,280	$3,219.02	+$140.1K → CHYCY

CHYCY vs XYLD: Complete Analysis 2026

CHYCY — Stock

Chiyoda Corporation operates as an integrated engineering company in Japan and internationally. It offers consulting, planning, engineering, procurement, construction, commissioning, and maintenance services for facilities related to gas, electricity, petroleum, petrochemical, chemical, pharmaceutical, antipollution, environment, preservation, and others. The company also explores for oil, gas, and other mineral resources, as well as invests in and finances exploration activities. Chiyoda Corporation was incorporated in 1948 and is headquartered in Yokohama, Japan.

Full CHYCY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.