Is CHYFF or RYLD a better dividend investment in 2026?

CHYFF currently yields 8.11% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between CHYFF and RYLD?

CHYFF has a forward dividend yield of 8.11% ($1.19/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 4.28 percentage points.

Home › Compare › CHYFF vs RYLD

CHYFF vs RYLD: Dividend Comparison 2026

CHYFF yields 8.11% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CHYFF wins by $47.8K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

CHYFF

● Live price

8.11%

Share price

$14.63

Annual div

$1.19

5Y div CAGR

21%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$93.0K

Annual income

$20,198.62

Full CHYFF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — CHYFF vs RYLD

📍 CHYFF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CHYFF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CHYFF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CHYFF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CHYFF

Annual income on $10K today (after 15% tax)

$689.20/yr

After 10yr DRIP, annual income (after tax)

$17,168.83/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, CHYFF beats the other by $14,888.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CHYFF + RYLD for your $10,000?

CHYFF: 50%RYLD: 50%

100% RYLD50/50100% CHYFF

Portfolio after 10yr

$69.2K

Annual income

$11,440.80/yr

Blended yield

16.54%

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Analyst Conviction Gap

Where Wall Street is most bullish on CHYFF right now

CHYFF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.2

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CHYFF buys

RYLD buys

No recent congressional trades found for CHYFF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCHYFFRYLD

Forward yield	8.11%	12.39% ✓
Annual dividend / share	$1.19	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	21% ✓	0%
Portfolio after 10y	$93.0K ✓	$45.3K
Annual income after 10y	$20,198.62 ✓	$2,682.98
Total dividends collected	$63.0K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CHYFF vs RYLD ($10,000, DRIP)

Year	CHYFF Portfolio	CHYFF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,681	$981.10	$11,939	$1,239.34	$258.00 → RYLD
2	$13,795	$1,295.98	$14,158	$1,382.89	$363.00 → RYLD
3	$16,491	$1,730.74	$16,682	$1,532.59	$191.00 → RYLD
4← crossover	$19,985	$2,339.75	$19,537	$1,687.64	+$448.00 → CHYFF
5	$24,591	$3,206.49	$22,752	$1,847.20	+$1.8K → CHYFF
6	$30,774	$4,461.62	$26,355	$2,010.43	+$4.4K → CHYFF
7	$39,242	$6,313.97	$30,376	$2,176.45	+$8.9K → CHYFF
8	$51,094	$9,104.87	$34,847	$2,344.43	+$16.2K → CHYFF
9	$68,076	$13,405.81	$39,800	$2,513.54	+$28.3K → CHYFF
10	$93,040	$20,198.62	$45,269	$2,682.98	+$47.8K → CHYFF

CHYFF vs RYLD: Complete Analysis 2026

CHYFF — Stock

Cathay Financial Holding Co Ltd is a financial holding company that primarily serves the Taiwan market. The scope of its business is limited by the operation of law to the investment and management of financial services enterprises. The company is a hub for financial services primarily in insurance and banking, and secondarily in asset management. Cathay Financial Holding emphasizes cross-selling and information technology integration in its business model. most of its insurance business, which constitutes approximately half of the company's revenue mix, is related to life insurance. Its banking business, which makes up nearly the other half of its business, is mostly related to consumer and corporate banking.

Full CHYFF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.