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CI vs MOS: Dividend Comparison 2026

CI yields 2.36% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $796.57M in total portfolio value
10 years
CI
CI
● Live price
2.36%
Share price
$258.08
Annual div
$6.09
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$133.48M
Annual income
$123,432,595.24
Full CI calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — CI vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CI + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CI pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CI
Annual income on $10K today (after 15% tax)
$200.58/yr
After 10yr DRIP, annual income (after tax)
$104,917,705.95/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $644,741,526.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CI + MOS for your $10,000?

CI: 50%MOS: 50%
100% MOS50/50100% CI
Portfolio after 10yr
$531.76M
Annual income
$502,692,316.91/yr
Blended yield
94.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CI right now

CI
Analyst Ratings
1
Strong
31
Buy
7
Hold
Consensus: Buy
Price Target
$325.83
+26.3% upside vs current
Range: $300.00 — $375.00
Altman Z
2.7
Piotroski
7/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CI buys
9
MOS buys
0
PoliticianChamberTickerTypeAmountDate
Julie Johnson🏢 House$CI▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$CI▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$CI▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$CI▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$CI▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CI▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$CI▲ Buy$1,001 - $15,0002025-09-05
Julie Johnson🏢 House$CI▼ Sell$1,001 - $15,0002025-08-14
Gilbert Cisneros🏢 House$CI▼ Sell$1,001 - $15,0002025-08-05
Jared Moskowitz🏢 House$CI▲ Buy$1,001 - $15,0002025-05-15
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIMOS
Forward yield2.36%3.52%
Annual dividend / share$6.09$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%100%
Portfolio after 10y$133.48M$930.05M
Annual income after 10y$123,432,595.24$881,952,038.58
Total dividends collected$132.70M$926.56M
Payment frequencyquarterlyquarterly
SectorHealthcareMaterials
Analyst consensusBuyHold
Analyst price target$325.83$33.80

Year-by-year: CI vs MOS ($10,000, DRIP)

YearCI PortfolioCI Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$11,172$471.95$11,405$704.56$233.00MOS
2$12,940$985.53$13,705$1,501.91$765.00MOS
3$15,979$2,133.55$18,038$3,373.54$2.1KMOS
4$22,022$4,924.66$27,600$8,299.26$5.6KMOS
5$36,250$12,686.29$53,268$23,735.99$17.0KMOS
6$77,820$39,032.84$142,624$85,627.61$64.8KMOS
7$239,893$156,625.47$581,146$428,538.38$341.3KMOS
8$1,159,158$902,472.79$3,885,667$3,263,840.61$2.73MMOS
9$9,391,197$8,150,897.78$44,947,834$40,790,171.07$35.56MMOS
10$133,481,176$123,432,595.24$930,046,221$881,952,038.58$796.57MMOS

CI vs MOS: Complete Analysis 2026

CIHealthcare

The Cigna Group provides insurance and related products and services in the United States. Its Evernorth segment provides a range of coordinated and point solution health services, including pharmacy, benefits management, care delivery and management, and intelligence solutions to health plans, employers, government organizations, and health care providers. The company's Cigna Healthcare segment offers medical, pharmacy, behavioral health, dental, vision, health advocacy programs, and other products and services for insured and self-insured customers; Medicare Advantage, Medicare Supplement, and Medicare Part D plans for seniors, as well as individual health insurance plans to on and off the public exchanges; and health care coverage in its international markets, as well as health care benefits for mobile individuals and employees of multinational organizations. The company also offers permanent insurance contracts sold to corporations to provide coverage on the lives of certain employees for financing employer-paid future benefit obligations. It distributes its products and services through insurance brokers and consultants; directly to employers, unions and other groups, or individuals; and private and public exchanges. The company was founded in 1792 and is headquartered in Bloomfield, Connecticut.

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MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.