Is CIADY or XYLD a better dividend investment in 2026?

CIADY currently yields 3.19% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CIADY and XYLD?

CIADY has a forward dividend yield of 3.19% ($0.71/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.01 percentage points.

Home › Compare › CIADY vs XYLD

CIADY vs XYLD: Dividend Comparison 2026

CIADY yields 3.19% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CIADY wins by $565.81M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CIADY

● Live price

3.19%

Share price

$22.20

Annual div

$0.71

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$565.84M

Annual income

$533,735,797.00

Full CIADY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CIADY vs XYLD

📍 CIADY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CIADY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CIADY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CIADY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIADY

Annual income on $10K today (after 15% tax)

$271.46/yr

After 10yr DRIP, annual income (after tax)

$453,675,427.45/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, CIADY beats the other by $453,672,579.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CIADY + XYLD for your $10,000?

CIADY: 50%XYLD: 50%

100% XYLD50/50100% CIADY

Portfolio after 10yr

$282.93M

Annual income

$266,869,574.01/yr

Blended yield

94.32%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CIADY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

3.2

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIADY buys

XYLD buys

No recent congressional trades found for CIADY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCIADYXYLD

Forward yield	3.19%	11.20% ✓
Annual dividend / share	$0.71	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$565.84M ✓	$25.9K
Annual income after 10y	$533,735,797.00 ✓	$3,351.03
Total dividends collected	$563.48M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CIADY vs XYLD ($10,000, DRIP)

Year	CIADY Portfolio	CIADY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,339	$638.74	$10,840	$1,120.44	+$499.00 → CIADY
2	$13,486	$1,353.74	$11,786	$1,249.59	+$1.7K → CIADY
3	$17,440	$3,009.57	$12,854	$1,397.78	+$4.6K → CIADY
4	$25,935	$7,274.50	$14,063	$1,568.33	+$11.9K → CIADY
5	$47,971	$20,220.68	$15,434	$1,765.19	+$32.5K → CIADY
6	$121,239	$69,909.32	$16,995	$1,993.14	+$104.2K → CIADY
7	$459,974	$330,248.75	$18,777	$2,257.95	+$441.2K → CIADY
8	$2,834,135	$2,341,963.00	$20,818	$2,566.58	+$2.81M → CIADY
9	$30,004,550	$26,972,025.09	$23,163	$2,927.50	+$29.98M → CIADY
10	$565,840,665	$533,735,797.00	$25,865	$3,351.03	+$565.81M → CIADY

CIADY vs XYLD: Complete Analysis 2026

CIADY — Stock

China Mengniu Dairy Company Limited, an investment holding company, produces and distributes dairy products in the People's Republic of China and internationally. The company operates through four segments: Liquid Milk Products, Ice Cream Products, Milk Powder Products, and Others. The Liquid Milk Products segment produces and distributes ultra-high temperature milk, milk beverages, fresh milk, and yogurt. The Ice Cream Products segment produces and distributes ice cream. The Milk Powder Products segment produces and distributes milk powder. The Others segment engages in the provision of cheese and plant-based nutrition products, as well as trading business. It also offers organic food and formula products for babies and toddlers. The company offers its dairy products under the MENGNIU brand. China Mengniu Dairy Company Limited was founded in 1999 and is based in Causeway Bay, Hong Kong.

Full CIADY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.