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CIB vs MCD: Dividend Comparison 2026

CIB yields 4.00% · MCD yields 2.27% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 CIB wins by $7.1K in total portfolio value
10 years
CIB
CIB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CIB calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — CIB vs MCD

Annual dividend income

MetricCIBMCD
Forward yield4.00%2.27%
Annual dividend / share$2.00$6.68
Payout ratio50%72%
1-year div growth5%10%
5-year div CAGR5%8.5%
Portfolio after 10y$28.0K$21.0K
Annual income after 10y$899.19$652.30
Total dividends collected$6.4K$4.2K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: CIB vs MCD ($10,000, DRIP)

YearCIB PortfolioCIB Income/yrMCD PortfolioMCD Income/yrGap
1$11,120$420.00$10,726$246.11+$394.00CIB
2$12,357$458.31$11,514$273.29+$843.00CIB
3$13,721$499.76$12,371$303.73+$1.4KCIB
4$15,227$544.58$13,302$337.85+$1.9KCIB
5$16,885$593.02$14,317$376.12+$2.6KCIB
6$18,713$645.34$15,423$419.10+$3.3KCIB
7$20,724$701.81$16,631$467.42+$4.1KCIB
8$22,938$762.73$17,951$521.82+$5.0KCIB
9$25,372$828.41$19,396$583.12+$6.0KCIB
10$28,047$899.19$20,979$652.30+$7.1KCIB

CIB vs MCD: Complete Analysis 2026

CIBStock

CIB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CIB shares.

Full CIB Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is CIB or MCD better for dividend income in 2026?
CIB currently offers a 4.00% yield (2.00/share/year) while MCD offers 2.27% (6.68/share/year). CIB provides higher current income. However, MCD has grown its dividend faster (8.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CIB vs MCD earn per year?
With $10,000 invested today: CIB pays approximately $400/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $899/year (CIB) and $652/year (MCD).
Does CIB or MCD pay monthly dividends?
CIB pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.