HomeCompareCIBFX vs DIVO

CIBFX vs DIVO: Dividend Comparison 2026

CIBFX yields 7.59% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIBFX wins by $2.3K in total portfolio value
10 years
CIBFX
CIBFX
● Live price
7.59%
Share price
$77.70
Annual div
$5.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$1,227.15
Full CIBFX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — CIBFX vs DIVO

📍 CIBFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIBFXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIBFX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIBFX pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIBFX
Annual income on $10K today (after 15% tax)
$644.90/yr
After 10yr DRIP, annual income (after tax)
$1,043.08/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, CIBFX beats the other by $208.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIBFX + DIVO for your $10,000?

CIBFX: 50%DIVO: 50%
100% DIVO50/50100% CIBFX
Portfolio after 10yr
$31.9K
Annual income
$1,104.42/yr
Blended yield
3.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIBFX buys
0
DIVO buys
0
No recent congressional trades found for CIBFX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIBFXDIVO
Forward yield7.59%6.49%
Annual dividend / share$5.90$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.0K$30.7K
Annual income after 10y$1,227.15$981.68
Total dividends collected$10.0K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CIBFX vs DIVO ($10,000, DRIP)

YearCIBFX PortfolioCIBFX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,459$758.70$11,349$649.42+$110.00CIBFX
2$13,073$812.50$12,833$688.83+$240.00CIBFX
3$14,855$866.34$14,459$727.90+$396.00CIBFX
4$16,815$919.99$16,238$766.49+$577.00CIBFX
5$18,965$973.24$18,179$804.47+$786.00CIBFX
6$21,318$1,025.89$20,293$841.71+$1.0KCIBFX
7$23,888$1,077.76$22,591$878.14+$1.3KCIBFX
8$26,689$1,128.68$25,087$913.65+$1.6KCIBFX
9$29,736$1,178.52$27,791$948.18+$1.9KCIBFX
10$33,045$1,227.15$30,718$981.68+$2.3KCIBFX

CIBFX vs DIVO: Complete Analysis 2026

CIBFXStock

The fund normally will invest at least 90% of its assets in income-producing securities (with at least 50% of its assets in common stocks and other equity securities). It invests primarily in a broad range of income-producing securities, including common stocks and bonds. In seeking to provide the investors with a level of current income that exceeds the average yield on U.S. stocks, the fund generally looks to the average yield on stocks of companies listed on the S&P 500 Index.

Full CIBFX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.