HomeCompareCIBFX vs QYLD

CIBFX vs QYLD: Dividend Comparison 2026

CIBFX yields 7.59% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CIBFX wins by $7.6K in total portfolio value
10 years
CIBFX
CIBFX
● Live price
7.59%
Share price
$77.70
Annual div
$5.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$1,227.15
Full CIBFX calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — CIBFX vs QYLD

📍 CIBFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIBFXQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIBFX + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIBFX pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIBFX
Annual income on $10K today (after 15% tax)
$644.90/yr
After 10yr DRIP, annual income (after tax)
$1,043.08/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $3,767.34/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CIBFX + QYLD for your $10,000?

CIBFX: 50%QYLD: 50%
100% QYLD50/50100% CIBFX
Portfolio after 10yr
$29.2K
Annual income
$3,443.24/yr
Blended yield
11.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIBFX buys
0
QYLD buys
1
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIBFXQYLD
Forward yield7.59%11.92%
Annual dividend / share$5.90$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.0K$25.4K
Annual income after 10y$1,227.15$5,659.31
Total dividends collected$10.0K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CIBFX vs QYLD ($10,000, DRIP)

YearCIBFX PortfolioCIBFX Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,459$758.70$10,352$1,192.36+$1.1KCIBFX
2$13,073$812.50$10,830$1,347.57+$2.2KCIBFX
3$14,855$866.34$11,460$1,539.07+$3.4KCIBFX
4$16,815$919.99$12,275$1,777.84+$4.5KCIBFX
5$18,965$973.24$13,323$2,078.95+$5.6KCIBFX
6$21,318$1,025.89$14,667$2,463.34+$6.7KCIBFX
7$23,888$1,077.76$16,396$2,960.57+$7.5KCIBFX
8$26,689$1,128.68$18,631$3,612.97+$8.1KCIBFX
9$29,736$1,178.52$21,548$4,482.15+$8.2KCIBFX
10$33,045$1,227.15$25,398$5,659.31+$7.6KCIBFX

CIBFX vs QYLD: Complete Analysis 2026

CIBFXStock

The fund normally will invest at least 90% of its assets in income-producing securities (with at least 50% of its assets in common stocks and other equity securities). It invests primarily in a broad range of income-producing securities, including common stocks and bonds. In seeking to provide the investors with a level of current income that exceeds the average yield on U.S. stocks, the fund generally looks to the average yield on stocks of companies listed on the S&P 500 Index.

Full CIBFX Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.