HomeCompareCIBH vs SCHD

CIBH vs SCHD: Dividend Comparison 2026

CIBH yields 5.19% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $870.00 in total portfolio value
10 years
CIBH
CIBH
● Live price
5.19%
Share price
$38.51
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.1K
Annual income
$723.76
Full CIBH calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CIBH vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIBHSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIBH + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIBH pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIBH
Annual income on $10K today (after 15% tax)
$441.42/yr
After 10yr DRIP, annual income (after tax)
$615.20/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CIBH beats the other by $253.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIBH + SCHD for your $10,000?

CIBH: 50%SCHD: 50%
100% SCHD50/50100% CIBH
Portfolio after 10yr
$28.6K
Annual income
$574.85/yr
Blended yield
2.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIBH buys
0
SCHD buys
0
No recent congressional trades found for CIBH or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIBHSCHD
Forward yield5.19%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.1K$29.0K
Annual income after 10y$723.76$425.95
Total dividends collected$6.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CIBH vs SCHD ($10,000, DRIP)

YearCIBH PortfolioCIBH Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,219$519.31$11,226$346.36$7.00SCHD
2$12,549$544.52$12,572$357.38$23.00SCHD
3$13,997$569.21$14,046$367.84$49.00SCHD
4$15,570$593.34$15,660$377.73$90.00SCHD
5$17,277$616.85$17,425$387.07$148.00SCHD
6$19,126$639.69$19,354$395.86$228.00SCHD
7$21,126$661.83$21,461$404.13$335.00SCHD
8$23,288$683.23$23,762$411.89$474.00SCHD
9$25,623$703.88$26,272$419.15$649.00SCHD
10$28,140$723.76$29,010$425.95$870.00SCHD

CIBH vs SCHD: Complete Analysis 2026

CIBHStock

CIB Marine Bancshares, Inc. operates as the bank holding company for CIBM Bank that provides commercial banking services to individual and business customers in Illinois, Indiana, and Wisconsin. It accepts demand, savings, and time deposits. The company also offers a range of loan products, such as commercial, commercial real estate, commercial and residential construction, government guaranteed, one-to-four family residential real estate, home equity, and consumer loans, as well as commercial and standby letters of credit. In addition, it provides trust services, including cash management; repurchase agreements; mortgage; and other banking services, as well as invests in securities. The company was formerly known as Central Illinois Bancorp, Inc. and changed its name to CIB Marine Bancshares, Inc. in August 1999. CIB Marine Bancshares, Inc. was incorporated in 1985 and is based in Brookfield, Wisconsin.

Full CIBH Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this CIBH vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CIBH vs JEPICIBH vs OCIBH vs KOCIBH vs MAINCIBH vs VYMCIBH vs DGROCIBH vs VIGCIBH vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.