HomeCompareCIBN vs FCPT

CIBN vs FCPT: Dividend Comparison 2026

CIBN yields 1.63% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $25.8K in total portfolio value
10 years
CIBN
CIBN
● Live price
1.63%
Share price
$24.50
Annual div
$0.40
5Y div CAGR
7.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$406.54
Full CIBN calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — CIBN vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIBNFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CIBN + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIBN pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIBN
Annual income on $10K today (after 15% tax)
$138.78/yr
After 10yr DRIP, annual income (after tax)
$345.56/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,563.43/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CIBN + FCPT for your $10,000?

CIBN: 50%FCPT: 50%
100% FCPT50/50100% CIBN
Portfolio after 10yr
$36.2K
Annual income
$3,090.91/yr
Blended yield
8.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CIBN
No analyst data
Altman Z
-0.7
Piotroski
6/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIBN buys
0
FCPT buys
0
No recent congressional trades found for CIBN or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIBNFCPT
Forward yield1.63%6.05%
Annual dividend / share$0.40$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.9%15.8%
Portfolio after 10y$23.3K$49.1K
Annual income after 10y$406.54$5,775.28
Total dividends collected$2.8K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CIBN vs FCPT ($10,000, DRIP)

YearCIBN PortfolioCIBN Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,876$176.16$11,401$700.92$525.00FCPT
2$11,831$193.21$13,064$864.84$1.2KFCPT
3$12,871$211.93$15,051$1,072.48$2.2KFCPT
4$14,004$232.51$17,442$1,337.22$3.4KFCPT
5$15,240$255.11$20,340$1,677.08$5.1KFCPT
6$16,586$279.95$23,880$2,116.57$7.3KFCPT
7$18,055$307.25$28,241$2,689.36$10.2KFCPT
8$19,656$337.26$33,660$3,442.07$14.0KFCPT
9$21,402$370.26$40,456$4,439.95$19.1KFCPT
10$23,307$406.54$49,063$5,775.28$25.8KFCPT

CIBN vs FCPT: Complete Analysis 2026

CIBNStock

Community Investors Bancorp, Inc. operates as a thrift holding company for First Federal Community Bank of Bucyrus that provides banking and financial services to individual and corporate customers in northern Ohio. The company offers checking and business checking plus accounts; savings and investment accounts, such as health savings, statement savings, Christmas club, time deposit, individual retirement, and insured money market accounts, as well as merchant and direct deposit services; and other services, including Internet and telephone banking, debit card, night depository, notary, and safe deposit box services. It also provides consumer loans, including personal, auto, home equity, and home improvement loans; commercial loans comprising real estate, term, business expansion, construction, and SBA loans; and mortgages. In addition, the company offers financial planning and investment advice services. Community Investors Bancorp, Inc. was founded in 1888 and is based in Bucyrus, Ohio.

Full CIBN Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.