HomeCompareCICAX vs SCHD

CICAX vs SCHD: Dividend Comparison 2026

CICAX yields 11.52% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CICAX wins by $13.8K in total portfolio value
10 years
CICAX
CICAX
● Live price
11.52%
Share price
$57.46
Annual div
$6.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.8K
Annual income
$2,367.10
Full CICAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CICAX vs SCHD

📍 CICAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCICAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CICAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CICAX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CICAX
Annual income on $10K today (after 15% tax)
$979.25/yr
After 10yr DRIP, annual income (after tax)
$2,012.03/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CICAX beats the other by $1,649.98/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CICAX + SCHD for your $10,000?

CICAX: 50%SCHD: 50%
100% SCHD50/50100% CICAX
Portfolio after 10yr
$35.9K
Annual income
$1,396.52/yr
Blended yield
3.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CICAX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCICAXSCHD
Forward yield11.52%3.46%
Annual dividend / share$6.62$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$42.8K$29.0K
Annual income after 10y$2,367.10$425.95
Total dividends collected$17.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CICAX vs SCHD ($10,000, DRIP)

YearCICAX PortfolioCICAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,852$1,152.05$11,226$346.36+$626.00CICAX
2$13,958$1,276.09$12,572$357.38+$1.4KCICAX
3$16,339$1,404.50$14,046$367.84+$2.3KCICAX
4$19,020$1,536.58$15,660$377.73+$3.4KCICAX
5$22,023$1,671.63$17,425$387.07+$4.6KCICAX
6$25,373$1,808.94$19,354$395.86+$6.0KCICAX
7$29,097$1,947.80$21,461$404.13+$7.6KCICAX
8$33,221$2,087.55$23,762$411.89+$9.5KCICAX
9$37,775$2,227.52$26,272$419.15+$11.5KCICAX
10$42,786$2,367.10$29,010$425.95+$13.8KCICAX

CICAX vs SCHD: Complete Analysis 2026

CICAXStock

The fund invests primarily in common stocks, most of which have a history of paying dividends. It may invest up to 15% of its assets, at the time of purchase, outside the United States. Although the fund focuses on investments in medium to larger capitalization companies, the fund's investments are not limited to a particular capitalization size.

Full CICAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.