HomeCompareCICHY vs DIVO

CICHY vs DIVO: Dividend Comparison 2026

CICHY yields 3.91% · DIVO yields 6.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CICHY wins by $2.20M in total portfolio value· pulled ahead in Year 2
10 years
CICHY
CICHY
● Live price
3.91%
Share price
$21.50
Annual div
$0.84
5Y div CAGR
62.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.23M
Annual income
$1,613,035.82
Full CICHY calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — CICHY vs DIVO

📍 CICHY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCICHYDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CICHY + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CICHY pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CICHY
Annual income on $10K today (after 15% tax)
$332.05/yr
After 10yr DRIP, annual income (after tax)
$1,371,080.45/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, CICHY beats the other by $1,370,246.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CICHY + DIVO for your $10,000?

CICHY: 50%DIVO: 50%
100% DIVO50/50100% CICHY
Portfolio after 10yr
$1.13M
Annual income
$807,008.75/yr
Blended yield
71.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CICHY buys
0
DIVO buys
0
No recent congressional trades found for CICHY or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCICHYDIVO
Forward yield3.91%6.49%
Annual dividend / share$0.84$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.9%0%
Portfolio after 10y$2.23M$30.7K
Annual income after 10y$1,613,035.82$981.68
Total dividends collected$2.15M$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CICHY vs DIVO ($10,000, DRIP)

YearCICHY PortfolioCICHY Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,336$636.37$11,349$649.42$13.00DIVO
2← crossover$13,228$1,098.30$12,833$688.83+$395.00CICHY
3$16,105$1,951.13$14,459$727.90+$1.6KCICHY
4$20,849$3,616.53$16,238$766.49+$4.6KCICHY
5$29,436$7,127.70$18,179$804.47+$11.3KCICHY
6$46,818$15,320.78$20,293$841.71+$26.5KCICHY
7$87,192$37,097.45$22,591$878.14+$64.6KCICHY
8$198,480$105,184.05$25,087$913.65+$173.4KCICHY
9$576,897$364,523.20$27,791$948.18+$549.1KCICHY
10$2,230,315$1,613,035.82$30,718$981.68+$2.20MCICHY

CICHY vs DIVO: Complete Analysis 2026

CICHYStock

China Construction Bank Corporation provides various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, Treasury Business, and Others segments. The company accepts various deposits, such as foreign currency, all in one accounts, RMB, corporate term and notification, and corporate demand deposits, as well corporate deposits by agreement. Its loan products include personal business, car, and housing loans; and SME, traditional credit, commercial draft, buyer credit, and RMB credit line loans. The company also offers credit cards; physical gold for personal investment and personal gold accounts; foreign exchange services; certificate treasury and savings bonds, securities deposit accounts, and securities services, as well as bank-securities transfer and book-entry treasury bond over the counter services; and wealth management products. In addition, it provides collection, salaries payment, third-party collection and payment, insurance agency, and remittance services; international settlement and financing, and FI services; securities and fund settlement services; guarantee-based, consulting and advising, and factoring services; fund custody services; and e-banking services. Further, the company offers institutional services comprising services for government agencies, social security, banks cooperation, bank-securities cooperation, bank-insurance cooperation, and services for non-banking financial institutions. It operates 14,741 banking outlets. China Construction Bank Corporation was founded in 1954 and is headquartered in Beijing, the People's Republic of China.

Full CICHY Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.