HomeCompareCICHY vs VYM

CICHY vs VYM: Dividend Comparison 2026

CICHY yields 3.92% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CICHY wins by $2.23M in total portfolio value
10 years
CICHY
CICHY
● Live price
3.92%
Share price
$21.43
Annual div
$0.84
5Y div CAGR
62.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.25M
Annual income
$1,632,046.75
Full CICHY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CICHY vs VYM

📍 CICHY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCICHYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CICHY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CICHY pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CICHY
Annual income on $10K today (after 15% tax)
$333.14/yr
After 10yr DRIP, annual income (after tax)
$1,387,239.74/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CICHY beats the other by $1,387,002.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CICHY + VYM for your $10,000?

CICHY: 50%VYM: 50%
100% VYM50/50100% CICHY
Portfolio after 10yr
$1.14M
Annual income
$816,162.65/yr
Blended yield
71.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CICHY buys
0
VYM buys
0
PoliticianChamberTickerTypeAmountDate
Sheri Biggs🏢 House$CICHY▼ Sell$1,001 - $15,0002025-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCICHYVYM
Forward yield3.92%2.41%
Annual dividend / share$0.84$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.9%0%
Portfolio after 10y$2.25M$27.8K
Annual income after 10y$1,632,046.75$278.55
Total dividends collected$2.17M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CICHY vs VYM ($10,000, DRIP)

YearCICHY PortfolioCICHY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,338$638.45$11,151$241.44+$187.00CICHY
2$13,234$1,102.09$12,413$246.79+$821.00CICHY
3$16,119$1,958.39$13,794$251.79+$2.3KCICHY
4$20,879$3,631.43$15,306$256.47+$5.6KCICHY
5$29,501$7,161.12$16,960$260.84+$12.5KCICHY
6$46,971$15,404.79$18,768$264.92+$28.2KCICHY
7$87,600$37,340.74$20,745$268.71+$66.9KCICHY
8$199,753$106,021.00$22,905$272.24+$176.8KCICHY
9$581,795$368,059.74$25,265$275.51+$556.5KCICHY
10$2,254,568$1,632,046.75$27,842$278.55+$2.23MCICHY

CICHY vs VYM: Complete Analysis 2026

CICHYStock

China Construction Bank Corporation provides various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, Treasury Business, and Others segments. The company accepts various deposits, such as foreign currency, all in one accounts, RMB, corporate term and notification, and corporate demand deposits, as well corporate deposits by agreement. Its loan products include personal business, car, and housing loans; and SME, traditional credit, commercial draft, buyer credit, and RMB credit line loans. The company also offers credit cards; physical gold for personal investment and personal gold accounts; foreign exchange services; certificate treasury and savings bonds, securities deposit accounts, and securities services, as well as bank-securities transfer and book-entry treasury bond over the counter services; and wealth management products. In addition, it provides collection, salaries payment, third-party collection and payment, insurance agency, and remittance services; international settlement and financing, and FI services; securities and fund settlement services; guarantee-based, consulting and advising, and factoring services; fund custody services; and e-banking services. Further, the company offers institutional services comprising services for government agencies, social security, banks cooperation, bank-securities cooperation, bank-insurance cooperation, and services for non-banking financial institutions. It operates 14,741 banking outlets. China Construction Bank Corporation was founded in 1954 and is headquartered in Beijing, the People's Republic of China.

Full CICHY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.