HomeCompareCIGYX vs SCHD

CIGYX vs SCHD: Dividend Comparison 2026

CIGYX yields 0.71% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.3K in total portfolio value
10 years
CIGYX
CIGYX
● Live price
0.71%
Share price
$9.80
Annual div
$0.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$74.26
Full CIGYX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CIGYX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCIGYXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CIGYX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CIGYX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIGYX
Annual income on $10K today (after 15% tax)
$60.28/yr
After 10yr DRIP, annual income (after tax)
$63.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $296.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CIGYX + SCHD for your $10,000?

CIGYX: 50%SCHD: 50%
100% SCHD50/50100% CIGYX
Portfolio after 10yr
$24.8K
Annual income
$248.43/yr
Blended yield
1.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIGYX buys
0
SCHD buys
0
No recent congressional trades found for CIGYX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCIGYXSCHD
Forward yield0.71%3.44%
Annual dividend / share$0.07$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.7K$29.0K
Annual income after 10y$74.26$422.61
Total dividends collected$727.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CIGYX vs SCHD ($10,000, DRIP)

YearCIGYX PortfolioCIGYX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,771$70.92$11,224$344.10$453.00SCHD
2$11,596$71.39$12,567$354.98$971.00SCHD
3$12,480$71.83$14,038$365.30$1.6KSCHD
4$13,426$72.25$15,648$375.06$2.2KSCHD
5$14,438$72.64$17,410$384.27$3.0KSCHD
6$15,522$73.00$19,335$392.95$3.8KSCHD
7$16,682$73.35$21,437$401.10$4.8KSCHD
8$17,923$73.67$23,733$408.75$5.8KSCHD
9$19,252$73.98$26,237$415.91$7.0KSCHD
10$20,674$74.26$28,968$422.61$8.3KSCHD

CIGYX vs SCHD: Complete Analysis 2026

CIGYXStock

The Adviser seeks to achieve the fund's investment objective by investing, under normal circumstances, primarily in common stocks of non-U.S. companies, and in companies in at least three countries other than the United States. It invests in companies that are determined by the Adviser to offer favorable long-term growth potential and that are trading at attractive valuations. The Adviser employs an appraisal method which attempts to measure each prospective company's quality and growth rate by numerous factors.

Full CIGYX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.