Is CIHKY or QYLD a better dividend investment in 2026?

CIHKY currently yields 6.15% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CIHKY and QYLD?

CIHKY has a forward dividend yield of 6.15% ($1.96/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.77 percentage points.

Home › Compare › CIHKY vs QYLD

CIHKY vs QYLD: Dividend Comparison 2026

CIHKY yields 6.15% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CIHKY wins by $211.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CIHKY

● Live price

6.15%

Share price

$31.93

Annual div

$1.96

5Y div CAGR

36.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$236.6K

Annual income

$97,622.70

Full CIHKY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CIHKY vs QYLD

📍 CIHKY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CIHKY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CIHKY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CIHKY pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CIHKY

Annual income on $10K today (after 15% tax)

$523.02/yr

After 10yr DRIP, annual income (after tax)

$82,979.30/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CIHKY beats the other by $78,168.88/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CIHKY + QYLD for your $10,000?

CIHKY: 50%QYLD: 50%

100% QYLD50/50100% CIHKY

Portfolio after 10yr

$131.0K

Annual income

$51,641.01/yr

Blended yield

39.42%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CIHKY right now

CIHKY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.3

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CIHKY buys

QYLD buys

No recent congressional trades found for CIHKY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCIHKYQYLD

Forward yield	6.15%	11.92% ✓
Annual dividend / share	$1.96	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	36.5% ✓	0%
Portfolio after 10y	$236.6K ✓	$25.4K
Annual income after 10y	$97,622.70 ✓	$5,659.31
Total dividends collected	$199.1K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CIHKY vs QYLD ($10,000, DRIP)

Year	CIHKY Portfolio	CIHKY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,540	$839.91	$10,352	$1,192.36	+$1.2K → CIHKY
2	$13,584	$1,236.47	$10,830	$1,347.57	+$2.8K → CIHKY
3	$16,392	$1,856.79	$11,460	$1,539.07	+$4.9K → CIHKY
4	$20,398	$2,858.29	$12,275	$1,777.84	+$8.1K → CIHKY
5	$26,363	$4,537.39	$13,323	$2,078.95	+$13.0K → CIHKY
6	$35,689	$7,481.15	$14,667	$2,463.34	+$21.0K → CIHKY
7	$51,108	$12,920.04	$16,396	$2,960.57	+$34.7K → CIHKY
8	$78,288	$23,602.62	$18,631	$3,612.97	+$59.7K → CIHKY
9	$129,891	$46,122.97	$21,548	$4,482.15	+$108.3K → CIHKY
10	$236,606	$97,622.70	$25,398	$5,659.31	+$211.2K → CIHKY

CIHKY vs QYLD: Complete Analysis 2026

CIHKY — Stock

China Merchants Bank Co., Ltd., together with its subsidiaries, provides various banking products and services. It operates through Wholesale Finance Business, Retail Finance Business, and Other Business segments. The company offers current, demand, time, call, savings, notice, and renminbi accounts. Its loan products include personal commercial real estate, consumption, housing, and car loans; loans to finance for studying abroad; micro-business loans; mortgage loans for equipment; joint guarantee, special guarantee, and housing mortgage loan; bank acceptance, discount, liquid capital, and fixed asset loans; and loans for vessels. The company also offers credit cards; insurance products; open-ended funds; discount and guarantees for commercial bills, redemption of commercial bills, and guaranteed discount for commercial acceptance bills; and financial consultation, debt financing underwriting, merger and acquisition financing, and equity financing and enterprise listing services. In addition, it provides forfeiting and risk participation, escrow, cross-border RMB clearing, and interbank services; and risk and financial management, cross-border RMB and oversea financing, international factoring and settlement, and trade finance services. Further, the company offers financial leasing and guarantee, investment and wealth management, forex option and gold trading, forex express trading, international, offshore and private banking, custody, pension, and electronic banking services. As of December 31, 2021, it operated 143 branches; 1,770 sub-branches; one branch-level operation center; 2,812 self-service centers; 6,592 self-service machines; one representative office; 14,746 visual counters in Mainland China. The company also operates in Hong Kong, New York, London, Singapore, Luxembourg, Sydney, and Taipei. China Merchants Bank Co., Ltd. was founded in 1987 and is headquartered in Shenzhen, China.

Full CIHKY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.