Is CILGX or DVY a better dividend investment in 2026?

CILGX currently yields 4.46% with a 5% 5-year dividend growth rate. DVY yields 4.00% with 5% growth. The better choice depends on your goal: CILGX offers higher current income.

What is the dividend yield difference between CILGX and DVY?

CILGX has a forward dividend yield of 4.46% ($0.66/share annually). DVY yields 4.00% ($2.00/share annually). The yield gap is 0.46 percentage points.

Home › Compare › CILGX vs DVY

CILGX vs DVY: Dividend Comparison 2026

CILGX yields 4.46% · DVY yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $1.3K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

CILGX

● Live price

4.46%

Share price

$14.78

Annual div

$0.66

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.8K

Annual income

$592.73

Full CILGX calculator →

DVY

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full DVY calculator →

Portfolio growth — CILGX vs DVY

📍 DVY pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CILGX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CILGX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

CILGX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CILGX

Annual income on $10K today (after 15% tax)

$378.68/yr

After 10yr DRIP, annual income (after tax)

$503.82/yr

DVY

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, DVY beats the other by $260.49/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CILGX + DVY for your $10,000?

CILGX: 50%DVY: 50%

100% DVY50/50100% CILGX

Portfolio after 10yr

$27.4K

Annual income

$745.96/yr

Blended yield

2.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CILGX buys

DVY buys

No recent congressional trades found for CILGX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCILGXDVY

Forward yield	4.46% ✓	4.00%
Annual dividend / share	$0.66	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$26.8K	$28.0K ✓
Annual income after 10y	$592.73	$899.19 ✓
Total dividends collected	$5.2K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CILGX vs DVY ($10,000, DRIP)

Year	CILGX Portfolio	CILGX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1	$11,146	$445.50	$11,120	$420.00	+$26.00 → CILGX
2	$12,390	$464.05	$12,357	$458.31	+$33.00 → CILGX
3	$13,739	$482.11	$13,721	$499.76	+$18.00 → CILGX
4← crossover	$15,201	$499.64	$15,227	$544.58	$26.00 → DVY
5	$16,781	$516.62	$16,885	$593.02	$104.00 → DVY
6	$18,489	$533.03	$18,713	$645.34	$224.00 → DVY
7	$20,332	$548.85	$20,724	$701.81	$392.00 → DVY
8	$22,319	$564.08	$22,938	$762.73	$619.00 → DVY
9	$24,460	$578.71	$25,372	$828.41	$912.00 → DVY
10	$26,765	$592.73	$28,047	$899.19	$1.3K → DVY

CILGX vs DVY: Complete Analysis 2026

CILGX — Stock

Under normal circumstances, the fund invests primarily in equity securities of U.S. large market capitalization companies. The fund's investments in equity securities may include common stock, preferred stock and convertible securities. It may also invest in foreign equity securities through American Depositary Receipts ("ADRs"). The fund invests in companies the Adviser believes to be of high quality and believes to be undervalued relative to their expected long-term free cash flows. It is non-diversified.

Full CILGX Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.