HomeCompareCINF vs CNI

CINF vs CNI: Dividend Comparison 2026

CINF yields 2.27% · CNI yields 2.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CNI wins by $167.1K in total portfolio value
10 years
CINF
CINF
● Live price
2.27%
Share price
$156.42
Annual div
$3.55
5Y div CAGR
44.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.7K
Annual income
$26,110.98
Full CINF calculator →
CNI
CNI
● Live price
2.56%
Share price
$101.33
Annual div
$2.60
5Y div CAGR
54.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$251.8K
Annual income
$126,929.80
Full CNI calculator →

Portfolio growth — CINF vs CNI

📍 CNI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCINFCNI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CINF + CNI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CINF pays
CNI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CINF
Annual income on $10K today (after 15% tax)
$192.91/yr
After 10yr DRIP, annual income (after tax)
$22,194.33/yr
CNI
Annual income on $10K today (after 15% tax)
$217.91/yr
After 10yr DRIP, annual income (after tax)
$107,890.33/yr
At 15% tax rate, CNI beats the other by $85,696.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CINF + CNI for your $10,000?

CINF: 50%CNI: 50%
100% CNI50/50100% CINF
Portfolio after 10yr
$168.3K
Annual income
$76,520.39/yr
Blended yield
45.48%
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Analyst Conviction Gap

Where Wall Street is most bullish on CNI right now

CINF
Analyst Ratings
9
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$166.00
+6.1% upside vs current
Range: $157.00 — $175.00
Altman Z
1.9
Piotroski
6/9
CNI
Analyst Ratings
16
Buy
32
Hold
3
Sell
Consensus: Hold
Price Target
$101.33
0.0% upside vs current
Range: $100.00 — $103.00
Altman Z
2.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CINF buys
0
CNI buys
2
PoliticianChamberTickerTypeAmountDate
Tony Wied🏢 House$CNI▼ Sell$50,001 - $100,0002025-02-24
Jared Moskowitz🏢 House$CNI▼ Sell$1,001 - $15,0002025-01-15
Jared Moskowitz🏢 House$CNI▼ Sell$1,001 - $15,0002025-01-15
Jared Moskowitz🏢 House$CNI▼ Sell$1,001 - $15,0002025-01-15
Peter Meijer🏢 House$CNI▲ Buy$15,001 - $50,0002021-02-17
Greg Gianforte🏢 House$CNI▼ Sell$100,001 - $250,0002020-05-12
Josh Gottheimer🏢 House$CNI▼ Sell$1,001 - $15,0002020-05-08
Greg Gianforte🏢 House$CNI▲ Buy$15,001 - $50,0002020-01-13
Donna Shalala🏢 House$CNI▼ Sell$1,001 - $15,0002019-06-24
Greg Gianforte🏢 House$CNI▼ Sell$50,001 - $100,0002019-02-25
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCINFCNI
Forward yield2.27%2.56%
Annual dividend / share$3.55$2.60
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.1%54.6%
Portfolio after 10y$84.7K$251.8K
Annual income after 10y$26,110.98$126,929.80
Total dividends collected$58.9K$218.3K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusBuyHold
Analyst price target$166.00$101.33

Year-by-year: CINF vs CNI ($10,000, DRIP)

YearCINF PortfolioCINF Income/yrCNI PortfolioCNI Income/yrGap
1← crossover$11,027$327.04$11,096$396.34$69.00CNI
2$12,285$485.67$12,509$635.44$224.00CNI
3$13,873$728.65$14,419$1,034.97$546.00CNI
4$15,952$1,108.20$17,152$1,723.80$1.2KCNI
5$18,785$1,716.13$21,316$2,962.74$2.5KCNI
6$22,822$2,721.57$28,128$5,319.82$5.3KCNI
7$28,872$4,452.79$40,239$10,142.77$11.4KCNI
8$38,480$7,586.48$64,021$20,965.26$25.5KCNI
9$54,790$13,616.74$116,698$48,194.81$61.9KCNI
10$84,736$26,110.98$251,796$126,929.80$167.1KCNI

CINF vs CNI: Complete Analysis 2026

CINFFinancials

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

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CNIStock

Canadian National Railway Company, together with its subsidiaries, engages in the rail and related transportation business. The company's portfolio of goods includes petroleum and chemicals, grain and fertilizers, coal, metals and minerals, forest products, intermodal, and automotive products serving exporters, importers, retailers, farmers, and manufacturers. It operates a network of 19,500 route miles of track spanning Canada and the United States. The company also provides vessels and docks, transloading and distribution, automotive logistics, and freight forwarding and transportation management services. Canadian National Railway Company was incorporated in 1919 and is headquartered in Montreal, Canada.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.