HomeCompareCINF vs SHW

CINF vs SHW: Dividend Comparison 2026

CINF yields 2.27% · SHW yields 1.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SHW wins by $224.5K in total portfolio value· pulled ahead in Year 6
10 years
CINF
CINF
● Live price
2.27%
Share price
$156.42
Annual div
$3.55
5Y div CAGR
44.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.7K
Annual income
$26,110.98
Full CINF calculator →
SHW
SHW
● Live price
1.00%
Share price
$315.90
Annual div
$3.17
5Y div CAGR
76.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$309.3K
Annual income
$185,821.41
Full SHW calculator →

Portfolio growth — CINF vs SHW

📍 SHW pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCINFSHW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CINF + SHW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CINF pays
SHW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CINF
Annual income on $10K today (after 15% tax)
$192.91/yr
After 10yr DRIP, annual income (after tax)
$22,194.33/yr
SHW
Annual income on $10K today (after 15% tax)
$85.30/yr
After 10yr DRIP, annual income (after tax)
$157,948.20/yr
At 15% tax rate, SHW beats the other by $135,753.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CINF + SHW for your $10,000?

CINF: 50%SHW: 50%
100% SHW50/50100% CINF
Portfolio after 10yr
$197.0K
Annual income
$105,966.19/yr
Blended yield
53.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SHW right now

CINF
Analyst Ratings
9
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$166.00
+6.1% upside vs current
Range: $157.00 — $175.00
Altman Z
1.9
Piotroski
6/9
SHW
Analyst Ratings
24
Buy
13
Hold
1
Sell
Consensus: Buy
Price Target
$396.83
+25.6% upside vs current
Range: $371.00 — $420.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CINF buys
0
SHW buys
14
PoliticianChamberTickerTypeAmountDate
Jared Moskowitz🏢 House$SHW▼ Sell$15,001 - $50,0002025-10-10
Jared Moskowitz🏢 House$SHW▼ Sell$1,001 - $15,0002025-10-10
Jared Moskowitz🏢 House$SHW▼ Sell$1,001 - $15,0002025-10-10
Ro Khanna🏢 House$SHW▼ Sell$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$SHW▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$SHW▲ Buy$1,001 - $15,0002025-08-26
Shelley Moore Capito🏛 Senate$SHW▲ Buy$1,001 - $15,0002025-08-01
Shelley Moore Capito🏛 Senate$SHW▲ Buy$1,001 - $15,0002025-08-01
Ro Khanna🏢 House$SHW▲ Buy$1,001 - $15,0002025-07-25
Valerie Hoyle🏢 House$SHW▼ Sell$1,001 - $15,0002025-07-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCINFSHW
Forward yield2.27%1.00%
Annual dividend / share$3.55$3.17
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.1%76.6%
Portfolio after 10y$84.7K$309.3K
Annual income after 10y$26,110.98$185,821.41
Total dividends collected$58.9K$277.6K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyBuy
Analyst price target$166.00$396.83

Year-by-year: CINF vs SHW ($10,000, DRIP)

YearCINF PortfolioCINF Income/yrSHW PortfolioSHW Income/yrGap
1$11,027$327.04$10,877$177.21+$150.00CINF
2$12,285$485.67$11,957$318.14+$328.00CINF
3$13,873$728.65$13,371$577.20+$502.00CINF
4$15,952$1,108.20$15,372$1,065.33+$580.00CINF
5$18,785$1,716.13$18,470$2,021.46+$315.00CINF
6← crossover$22,822$2,721.57$23,771$4,008.63$949.00SHW
7$28,872$4,452.79$33,950$8,515.19$5.1KSHW
8$38,480$7,586.48$56,399$20,072.16$17.9KSHW
9$54,790$13,616.74$115,381$55,033.62$60.6KSHW
10$84,736$26,110.98$309,279$185,821.41$224.5KSHW

CINF vs SHW: Complete Analysis 2026

CINFFinancials

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

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SHWMaterials

The Sherwin-Williams Company develops, manufactures, distributes, and sells paints, coatings, and related products to professional, industrial, commercial, and retail customers. It operates through three segments: The Americas Group, Consumer Brands Group, and Performance Coatings Group. The Americas Group segment offers architectural paints and coatings, and protective and marine products, as well as OEM product finishes and related products for architectural and industrial paint contractors, and do-it-yourself homeowners. The Consumer Brands Group segment supplies a portfolio of branded and private-label architectural paints, stains, varnishes, industrial products, wood finishes products, wood preservatives, applicators, corrosion inhibitors, aerosols, caulks, and adhesives to retailers and distributors. The Performance Coatings Group segment develops and sells industrial coatings for wood finishing and general industrial applications, automotive refinish products, protective and marine coatings, coil coatings, packaging coatings, and performance-based resins and colorants. It serves retailers, dealers, jobbers, licensees, and other third-party distributors through its branches and direct sales staff, as well as through outside sales representatives. The company has operations primarily in the North and South America, the Caribbean, Europe, Asia, and Australia. As of February 17, 2022, it operated approximately 5,000 company-operated stores and facilities. The Sherwin-Williams Company was founded in 1866 and is headquartered in Cleveland, Ohio.

Full SHW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.