HomeCompareCINSF vs VYM

CINSF vs VYM: Dividend Comparison 2026

CINSF yields 2.97% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CINSF wins by $5.88M in total portfolio value
10 years
CINSF
CINSF
● Live price
2.97%
Share price
$1.50
Annual div
$0.04
5Y div CAGR
75.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.91M
Annual income
$4,766,627.96
Full CINSF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CINSF vs VYM

📍 CINSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCINSFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CINSF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CINSF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CINSF
Annual income on $10K today (after 15% tax)
$252.60/yr
After 10yr DRIP, annual income (after tax)
$4,051,633.77/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CINSF beats the other by $4,051,397.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CINSF + VYM for your $10,000?

CINSF: 50%VYM: 50%
100% VYM50/50100% CINSF
Portfolio after 10yr
$2.97M
Annual income
$2,383,453.25/yr
Blended yield
80.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CINSF buys
0
VYM buys
0
No recent congressional trades found for CINSF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCINSFVYM
Forward yield2.97%2.41%
Annual dividend / share$0.04$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR75.4%0%
Portfolio after 10y$5.91M$27.8K
Annual income after 10y$4,766,627.96$278.55
Total dividends collected$5.79M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CINSF vs VYM ($10,000, DRIP)

YearCINSF PortfolioCINSF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,221$521.24$11,151$241.44+$70.00CINSF
2$12,966$958.80$12,413$246.79+$553.00CINSF
3$15,689$1,816.02$13,794$251.79+$1.9KCINSF
4$20,390$3,602.27$15,306$256.47+$5.1KCINSF
5$29,491$7,674.18$16,960$260.84+$12.5KCINSF
6$49,751$18,195.31$18,768$264.92+$31.0KCINSF
7$103,550$50,316.94$20,745$268.71+$82.8KCINSF
8$282,476$171,676.71$22,905$272.24+$259.6KCINSF
9$1,069,940$767,691.47$25,265$275.51+$1.04MCINSF
10$5,911,464$4,766,627.96$27,842$278.55+$5.88MCINSF

CINSF vs VYM: Complete Analysis 2026

CINSFStock

China Taiping Insurance Holdings Company Limited, an investment holding company, underwrites various insurance and reinsurance products in the People's Republic of China and internationally. The company operates through three business segments: Life Insurance, Property and Casualty Insurance, and Reinsurance. The Life Insurance segment provides life insurance products, such as individual and group life insurance, health insurance, and accident insurance products and annuities. The Property and Casualty Insurance segment offers compulsory motor insurance, liability insurance, credit insurance, guarantee insurance, and short-term accident and health insurance, as well as the related reinsurance products. The Reinsurance segment provides property damage, life, marine cargo and hull, and miscellaneous non-marine reinsurance products. The company also engages in the assets management, insurance intermediary, financial leasing, property investment, and securities dealing and broking, as well as in elderly care investment businesses; and manages investment funds. In addition, it provides corporate and personal retirement insurance products; and back-to-back financing arrangement, as well as insurance broking and agency services. The company was formerly known as China Insurance International Holdings Company Limited and changed its name to China Taiping Insurance Holdings Company Limited in August 2009. The company was incorporated in 2000 and is headquartered in North Point, Hong Kong. China Taiping Insurance Holdings Company Limited is a subsidiary of China Taiping Insurance Group (HK) Company Limited.

Full CINSF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.