Is CINV or XYLD a better dividend investment in 2026?

CINV currently yields 43.96% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CINV offers higher current income.

What is the dividend yield difference between CINV and XYLD?

CINV has a forward dividend yield of 43.96% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 32.98 percentage points.

Home › Compare › CINV vs XYLD

CINV vs XYLD: Dividend Comparison 2026

CINV yields 43.96% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CINV wins by $261.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CINV

● Live price

43.96%

Share price

$4.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$287.0K

Annual income

$52,411.25

Full CINV calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CINV vs XYLD

📍 CINV pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CINV	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CINV + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CINV pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CINV

Annual income on $10K today (after 15% tax)

$3,736.26/yr

After 10yr DRIP, annual income (after tax)

$44,549.56/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CINV beats the other by $41,813.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CINV + XYLD for your $10,000?

CINV: 50%XYLD: 50%

100% XYLD50/50100% CINV

Portfolio after 10yr

$156.1K

Annual income

$27,815.14/yr

Blended yield

17.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CINV buys

XYLD buys

No recent congressional trades found for CINV or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCINVXYLD

Forward yield	43.96% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$287.0K ✓	$25.3K
Annual income after 10y	$52,411.25 ✓	$3,219.02
Total dividends collected	$221.7K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CINV vs XYLD ($10,000, DRIP)

Year	CINV Portfolio	CINV Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,096	$4,395.60	$10,818	$1,098.39	+$4.3K → CINV
2	$22,354	$6,201.34	$11,738	$1,222.51	+$10.6K → CINV
3	$32,501	$8,582.21	$12,774	$1,364.64	+$19.7K → CINV
4	$46,437	$11,661.61	$13,944	$1,527.86	+$32.5K → CINV
5	$65,260	$15,572.20	$15,270	$1,715.87	+$50.0K → CINV
6	$90,281	$20,452.54	$16,775	$1,933.09	+$73.5K → CINV
7	$123,043	$26,443.04	$18,490	$2,184.87	+$104.6K → CINV
8	$165,338	$33,681.45	$20,450	$2,477.63	+$144.9K → CINV
9	$219,210	$42,298.12	$22,697	$2,819.19	+$196.5K → CINV
10	$286,966	$52,411.25	$25,280	$3,219.02	+$261.7K → CINV

CINV vs XYLD: Complete Analysis 2026

CINV — Stock

Crucial Innovations Corp. operates as a development-stage company. Previously, the company was engaged in the business of English language tutoring over the Internet. It is involved in pursuing the business acquisition. The company was incorporated in 2018 and is based in London, the United Kingdom.

Full CINV Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.